{"id":9430,"date":"2018-10-29T08:52:03","date_gmt":"2018-10-29T07:52:03","guid":{"rendered":"https:\/\/schweizerfinanzblog.ch\/investing-money-why-investing-is-better-than-saving\/"},"modified":"2026-07-23T00:00:00","modified_gmt":"2026-07-22T22:00:00","slug":"invest-instead-of-saving-money","status":"publish","type":"post","link":"https:\/\/schweizerfinanzblog.ch\/en\/invest-instead-of-saving-money\/","title":{"rendered":"Investing instead of saving \u2013 what the numbers really show"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>What happens if you leave CHF 10,000 sitting in a savings account for several decades \u2013 and what happens if you invest it in a broadly diversified range of stocks? Saving feels safe. Investing sounds risky. But once you know the numbers, you might see things differently. In this article, we compare the long-term performance of a savings account with the best-known global equity index, the MSCI World \u2013 using real data, concrete examples and explained as clearly as possible. You&#8217;ll see why the seemingly safe choice can turn out to be the more expensive one in the long run \u2013 and what role compound interest plays in all this. Welcome to the first lesson of our finance guide!<\/strong><\/p>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/invest-in-8-lessons\/\" target=\"_blank\" data-type=\"page\" data-id=\"776\" rel=\"noreferrer noopener\">Overview<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/investing-the-magical-triangle-of-investment\/\" target=\"_blank\" data-type=\"post\" data-id=\"259\" rel=\"noreferrer noopener\">Lesson 2 &gt;<\/a><\/p>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-info-component\/post-info-component.css?v=4\">\n<div class=\"post-info-component sfb-post-info-autoren\">\n\t\t<span class=\"sfb-post-info-bilder\">\n\t\t<img decoding=\"async\" class=\"sfb-autor-bild\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/07\/stefan_bw_round-autor-240.webp\" alt=\"Stefan Huser\" width=\"40\" height=\"40\" loading=\"lazy\"><img decoding=\"async\" class=\"sfb-autor-bild\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/07\/toni_bw_round-1-autor-240.webp\" alt=\"Antun Brcina\" width=\"40\" height=\"40\" loading=\"lazy\">\t<\/span>\n\t\t<div class=\"sfb-post-info-text\">\n\t\t<div class=\"von-and-comments sfb-post-info-namen\">\n\t\tBy <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/author\/stefan-huser\/\">Stefan Huser<\/a> and <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/author\/antun-brcina\/\">Antun Brcina<\/a>\t<\/div>\n\t\t\t<div class=\"post-dates\">Updated on <time class=\"entry-date updated\" datetime=\"2026-06-12T00:00:00+02:00\">12.6.2026<\/time><\/div>\t\t<\/div>\n\t\t<a class=\"sfb-post-info-kommentare\" href=\"#comments\">4 Comments<\/a>\n\t<\/div>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/kurz-bundig-component\/kurz-bundig-component.css?v=2\">\n\n<div  id=\"kWEJYTH\" class=\"kurz-bunding mb-3\" style='background-color:#f9f9fa'>\n\t<div class=\"d-flex kurz-bunding-title\">\n\t\t<div>\n\t\t\t<img decoding=\"async\" class=\"kurz-bunding-icon\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/01\/lifghtbulb2.png\">\n\t\t<\/div>\n\t\t<p class=''>\n\t\t\tIn a nutshell\t\t<\/p>\n\t<\/div>\n\n\t<div class=\"kurz-bunding-content\">\n\t\t<ul>\n<li class=\"whitespace-normal break-words pl-2\">Those who invested broadly in stocks were historically well ahead \u2013 around 8% a year compared with 1.5% in a savings account, which barely beats inflation.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Compound interest makes the big difference: if you start early, you let your gains work for you.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Stocks fluctuate in the short term \u2013 if you have at least ten years, you can sit out these swings.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Waiting for the perfect moment doesn&#8217;t pay off. Investing regularly leaves you better off in the long run.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">This first lesson shows what was possible historically \u2013 no guarantee for the future, but a strong motivation to get to grips with investing.<\/li>\n<\/ul>\n\t<\/div>\n\t\t\t\n\t<\/div>\n\n<style>\n\t#kWEJYTH .kurz-bunding-content li::marker{\n\t\tcolor: #37c392;\n\t}\n\t#kWEJYTH .kurz-bunding-call-to-action a{\n\t\tbackground-color: #1bab78;\n\t\tcolor: #FFFFFF;\n\t}\n\n<\/style>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Investing_or_saving_The_long-term_comparison\">Investing or saving? The long-term comparison<\/a><ul><li><a href=\"#CHF_10000_becomes_CHF_180000\">CHF 10,000 becomes CHF 180,000<\/a><\/li><li><a href=\"#The_uncanny_power_of_compound_interest\">The uncanny power of compound interest<\/a><\/li><\/ul><\/li><li><a href=\"#In_the_long_run_we_are_all_dead\">In the long run, we are all dead<\/a><\/li><li><a href=\"#Investing_money_when_is_the_right_time\">Investing money: when is the right time?<\/a><\/li><li><a href=\"#Conclusion\">Conclusion<\/a><\/li><li><a href=\"#You_might_also_be_interested_in\">You might also be interested in<\/a><\/li><li><a href=\"#Updates\">Updates<\/a><\/li><li><a href=\"#Disclaimer\">Disclaimer<\/a><\/li><\/ul><\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Investing_or_saving_The_long-term_comparison\">Investing or saving? The long-term comparison<\/span><\/h2>\n\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Imagine two people. Both have saved CHF 10,000 \u2013 and neither of them needs the money for the next few decades.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Anna puts her money in a savings account. Safe, convenient, no surprises.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Beat decides differently: he invests in stocks \u2013 specifically in a fund that holds the largest companies in all industrialised countries, the <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/en.wikipedia.org\/wiki\/MSCI_World\" target=\"_blank\" rel=\"noopener\">MSCI World<\/a>. In one go, he is essentially buying a small piece of Apple, Nestl\u00e9, Toyota and hundreds of other companies.&nbsp;<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In the end, Anna looks at her account: her CHF 10,000 has grown to around CHF 17,000. Not bad \u2013 if it weren&#8217;t for inflation, which has quietly eaten up a large part of it.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"CHF_10000_becomes_CHF_180000\">CHF 10,000 becomes CHF 180,000<\/span><\/h3>\n\n<p class=\"wp-block-paragraph\">Beat, on the other hand, has over <strong>CHF 180,000<\/strong> in his account over the same period \u2013 <strong>18 times<\/strong> his original stake, at an average annual return of <strong>8.4%<\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">How is that possible? The answer lies in three factors \u2013 one of which is particularly underestimated:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Long investment horizon<\/strong> \u2013 time is the most important factor <\/li>\n\n\n\n<li><strong>High returns<\/strong> \u2013 historically, stocks have yielded far more than savings accounts <\/li>\n\n\n\n<li><strong>Compound interest<\/strong> \u2013 gains are continuously reinvested and in turn generate new gains<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\"><span id=\"The_uncanny_power_of_compound_interest\">The uncanny power of compound interest<\/span><\/h3>\n\n<p class=\"wp-block-paragraph\">What really matters is what happens to the gains. If the dividends paid out are spent every year, Beat ends up with around CHF 83,000. If, however, they are automatically reinvested, the money keeps working and in turn generates new gains. Gains on gains. Year after year. The result: over CHF 180,000.<\/p>\n\n<p class=\"wp-block-paragraph\">The chart shows the difference clearly: in the upper line, dividends are reinvested \u2013 compound interest works at full strength. In the lower line, they are paid out \u2013 compound interest only has a limited effect, namely via price gains. The gap between the two widens every year.<\/p>\n\n<figure class=\"wp-block-image size-full alignnone\"><img decoding=\"async\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/03\/SFB_Wertentwicklung_1989_2025_EN-scaled.png\" alt=\"MSCI vs. savings account\" class=\"wp-image-15984\"\/><figcaption class=\"wp-element-caption\">Long-term performance comparison 1989\u20132025: broadly diversified stocks clearly beat the savings account \u2013 close together at first, later compound interest steadily widens the gap, even through crises. Performance of a one-off investment of CHF 10,000. MSCI World with\/without reinvestment of dividends, in CHF, currency risk included. Excluding taxes and transaction costs. Sources: MSCI Inc. (MSCI World Total Return Index); SNB, interest rates on savings deposits; FSO, Swiss Consumer Price Index (CPI)<\/figcaption><\/figure>\n\n<p class=\"wp-block-paragraph\">This effect is called compound interest. Albert Einstein is said to have once called it the eighth wonder of the world \u2013 and the numbers prove him right.<\/p>\n\n<figure class=\"wp-block-image alignnone\"><img decoding=\"async\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/10\/Albert_einstein_zinseszinseffekt.jpg\" alt=\"investing money\" style=\"aspect-ratio:1.4814866525187087;object-fit:cover\"\/><\/figure>\n\n<div style=\"height:50px\">\n\t\n\t\n<\/div>\n<h2 class=\"wp-block-heading\"><span id=\"In_the_long_run_we_are_all_dead\">In the long run, we are all dead<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Now you might object: I don&#8217;t have that many decades. Fair enough.<\/p>\n\n<p class=\"wp-block-paragraph\">So let&#8217;s assume a shorter investment horizon \u2013 say ten years. In our view, that&#8217;s the minimum for investing in stocks. After all, stocks can fluctuate very strongly in the short term: in a single year (2008), the MSCI World lost more than 40% of its value!<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Investing_money_when_is_the_right_time\">Investing money: when is the right time?<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">That brings us to the next tough nut to crack: the supposedly right time to get in.<\/p>\n\n<p class=\"wp-block-paragraph\">To find out, we have Anna and Beat invest their starting capital of CHF 10,000 in every possible 10-year period since 1989 \u2013 and look at the results.<\/p>\n\n<p class=\"wp-block-paragraph\">We also assume that both Anna and Beat leave the income \u2013 interest or dividends respectively \u2013 in their investment. That way, both benefit from compound interest.<\/p>\n\n<figure class=\"wp-block-image size-full alignnone\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1619\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/10\/SFB_Renditen_10J_DE-scaled.png\" alt=\"\" class=\"wp-image-16000\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/10\/SFB_Renditen_10J_DE-scaled.png 2560w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/10\/SFB_Renditen_10J_DE-768x486.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/10\/SFB_Renditen_10J_DE-1536x972.png 1536w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/10\/SFB_Renditen_10J_DE-2048x1296.png 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><figcaption class=\"wp-element-caption\">Rolling 10-year periods 1989\u20132025: anyone who stayed invested for 10 years always achieved a positive return \u2013 except in the dot-com period. Annualised return (% p.a.) per 10-year window, in CHF, currency risk included. Negative inflation figures due to the SNB-driven appreciation of the franc from 2015. Excluding taxes and transaction costs. Sources: MSCI Inc. (MSCI World Total Return Index); SNB, interest rates on savings deposits; FSO, Swiss Consumer Price Index (CPI)<\/figcaption><\/figure>\n\n<p class=\"wp-block-paragraph\">In almost every 10-year period, investing in stocks yields a much higher return than the savings account \u2013 with one single exception.<\/p>\n\n<p class=\"wp-block-paragraph\">For Anna, the period 1989\u20131998 shines with 3.28% a year. The worst is 2013\u20132022: a measly 0.17% nominal.<\/p>\n\n<p class=\"wp-block-paragraph\">Beat achieves his best return in the period 1990\u20131999: a hefty 15.14% a year. Things go worst in the period 1999\u20132008 \u2013 a loss of 1.23% a year. A double stroke of bad luck: Beat got in right at the peak of the dot-com bubble, of all times, and the 2008 financial crisis spoiled his performance shortly before the end of the ten years.<\/p>\n\n<p class=\"wp-block-paragraph\">The problem: we don&#8217;t know the right time to get in \u2013 and those who wait for it often wait too long. The solution is as simple as it is effective: invest regularly instead of speculating on the perfect moment. If you invest monthly, you sometimes buy high and sometimes low \u2013 and over time this smooths out the impact of price fluctuations.<\/p>\n\n<p class=\"wp-block-paragraph\">Particularly striking: from the 2013\u20132022 period onwards, the savings account no longer makes up for inflation. Anyone who left their money there lost purchasing power despite nominal interest.<\/p>\n\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Please note: our calculations do not take currency risks, costs or taxes into account.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Costs hardly make a difference: the savings account is free, and ETF fees are minimal today \u2013 often below 0.2% a year. We cover currency risks and taxes in later lessons.<\/p>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><span style=\"font-size: 14pt;\"><span style=\"color: #339966;\"><i><span style=\"color: #37c392;\"><span style=\"color: #37c392; font-size: 14pt;\"><em>&#8211; Partner offers &#8211;<\/em><\/span><\/span><\/i><\/span><\/span><\/p>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><em>Still looking for the right financial solution? <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\" target=\"_blank\" data-type=\"page\" data-id=\"4783\" rel=\"noreferrer noopener\">Our recommendations<\/a> \u2013 with attractive sign-up bonuses.<\/em><\/p>\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/02\/Our-Favourites_1-1.png\" alt=\"Our recommendations\" class=\"wp-image-15756\"\/><\/a><\/figure>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><span style=\"font-size: 14pt;\"><span style=\"color: #339966;\"><i><span style=\"color: #37c392;\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/span><\/i><\/span><\/span><\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Conclusion\">Conclusion<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The numbers are clear: investing \u2013 long-term and broadly diversified in stocks \u2013 delivers much higher returns than a savings account. Compound interest quietly does its job \u2013 the longer, the more powerful. There is no such thing as the \u201cright\u201d time to get in \u2013 and if you wait for it, you lose valuable time.<\/p>\n\n<p class=\"wp-block-paragraph\">This lesson has shown what was possible historically \u2013 not what is guaranteed. Whether and how you invest yourself depends on your personal situation and your risk profile. That&#8217;s what the next lessons are about.<\/p>\n\n<p class=\"wp-block-paragraph\">In <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/investing-the-magical-triangle-of-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lesson 2<\/a>, we take a closer look: what&#8217;s behind the relationship between risk and return \u2013 and why can you never have one without the other?<\/p>\n\n<p class=\"wp-block-paragraph\">You&#8217;ll find an overview of all lessons here: <a href=\"https:\/\/schweizerfinanzblog.ch\/investieren\/\" target=\"_blank\" rel=\"noopener\">Learn to invest \u2013 in eight lessons<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"You_might_also_be_interested_in\">You might also be interested in<\/span><\/h2>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-list-component\/post-list-component.css\">\n\n<div class=\"post-list-componenet pt-2 pb-4\">\n\t<div 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class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Revolution_final_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Investing in ETFs\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Revolution_final_EN.png 2400w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Revolution_final_EN-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Revolution_final_EN-1536x864.png 1536w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Revolution_final_EN-2048x1152.png 2048w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Investing in ETFs: the revolution for your money<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/buy-and-hold-5-strong-advantages\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1721\" height=\"1297\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2021\/09\/Titelbild_Sanduhr_hourglass-620397_neu.jpg\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Buy and Hold\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2021\/09\/Titelbild_Sanduhr_hourglass-620397_neu.jpg 2400w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2021\/09\/Titelbild_Sanduhr_hourglass-620397_neu-768x579.jpg 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2021\/09\/Titelbild_Sanduhr_hourglass-620397_neu-1536x1158.jpg 1536w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2021\/09\/Titelbild_Sanduhr_hourglass-620397_neu-2048x1544.jpg 2048w\" sizes=\"auto, (max-width: 1721px) 100vw, 1721px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Buy and Hold: 5 Powerful Advantages<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n<\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Updates\">Updates<\/span><\/h2>\n\n<p>2026-06-12: Minor adjustments made. <\/p>\n<p>2026-03-27: Text and data updated.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Disclaimer\">Disclaimer<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Disclaimer: <\/strong>Investing involves the risk of loss. You have to decide for yourself whether or not you want to bear these risks.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Errors excepted:<\/strong> We have written this article about investing to the best of our knowledge and belief. Our aim is to provide you as a private investor with information on finance that is as objective and meaningful as possible. Should we nevertheless have made mistakes, or should important aspects have been forgotten and\/or be out of date, we would be grateful if you let us know.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What happens if you leave CHF 10,000 sitting in a savings account for several decades \u2013 and what happens if you invest it in a broadly diversified range of stocks? Saving feels safe. Investing sounds risky. But once you know the numbers, you might see things differently. In this article, we compare the long-term performance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17364,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[176,182],"tags":[310,309,311,308,306,307,185],"class_list":["post-9430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-passive-investing","category-basics-en","tag-compound-interest-effect","tag-dividends","tag-entry-time","tag-etf","tag-msci-world-index","tag-savings-account","tag-yield"],"acf":[],"_links":{"self":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9430","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/comments?post=9430"}],"version-history":[{"count":24,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9430\/revisions"}],"predecessor-version":[{"id":18649,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9430\/revisions\/18649"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/media\/17364"}],"wp:attachment":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/media?parent=9430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/categories?post=9430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/tags?post=9430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}