{"id":9432,"date":"2018-12-17T13:06:20","date_gmt":"2018-12-17T12:06:20","guid":{"rendered":"https:\/\/schweizerfinanzblog.ch\/buying-etfs-its-that-easy\/"},"modified":"2026-08-18T00:00:00","modified_gmt":"2026-08-17T22:00:00","slug":"etf-buy-switzerland","status":"publish","type":"post","link":"https:\/\/schweizerfinanzblog.ch\/en\/etf-buy-switzerland\/","title":{"rendered":"Buying ETFs: it&#8217;s that easy!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>You&#8217;ve set your asset allocation and know which ETF you want \u2013 now what? Now comes the easiest part: the actual purchase. In this eighth and final lesson of our financial guide, you&#8217;ll learn how to buy an ETF online in less than a minute and what to look out for.<\/strong><\/p>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-select\/\" target=\"_blank\" data-type=\"post\" data-id=\"669\" rel=\"noreferrer noopener\">&lt; Lesson 7<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/invest-in-8-lessons\/\" data-type=\"page\" data-id=\"776\" target=\"_blank\" rel=\"noreferrer noopener\">Overview &gt;<\/a><\/p>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-info-component\/post-info-component.css?v=3\">\n<div class=\"post-info-component sfb-post-info-autoren\">\n\t\t<span class=\"sfb-post-info-bilder\">\n\t\t<img decoding=\"async\" class=\"sfb-autor-bild\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/07\/stefan_bw_round-autor-240.webp\" alt=\"Stefan Huser\" width=\"40\" height=\"40\" loading=\"lazy\"><img decoding=\"async\" class=\"sfb-autor-bild\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/07\/toni_bw_round-1-autor-240.webp\" alt=\"Antun Brcina\" width=\"40\" height=\"40\" loading=\"lazy\">\t<\/span>\n\t\t<div class=\"sfb-post-info-text\">\n\t\t<div class=\"von-and-comments sfb-post-info-namen\">\n\t\tBy <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/author\/stefan-huser\/\">Stefan Huser<\/a> and <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/author\/antun-brcina\/\">Antun Brcina<\/a>\t<\/div>\n\t\t\t<div class=\"post-dates\">Updated on <time class=\"entry-date updated\" datetime=\"2026-08-18T00:00:00+02:00\">18.8.2026<\/time><\/div>\t\t<\/div>\n\t\t<a class=\"sfb-post-info-kommentare\" href=\"#comments\">104 Comments<\/a>\n\t<\/div>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/kurz-bundig-component\/kurz-bundig-component.css?v=2\">\n\n<div  id=\"wcGnbPI\" class=\"kurz-bunding mb-3\" style='background-color:#f9f9fa'>\n\t<div class=\"d-flex kurz-bunding-title\">\n\t\t<div>\n\t\t\t<img decoding=\"async\" class=\"kurz-bunding-icon\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/01\/lifghtbulb2.png\">\n\t\t<\/div>\n\t\t<p class=''>\n\t\t\tIn a nutshell\t\t<\/p>\n\t<\/div>\n\n\t<div class=\"kurz-bunding-content\">\n\t\t<ul id=\"block-f6cef560-8e87-4a11-8ce7-73b4707aa4bd\" class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected wp-block-list rich-text\" tabindex=\"0\" role=\"document\" contenteditable=\"true\" aria-multiline=\"true\" aria-label=\"Block: Liste\" data-block=\"f6cef560-8e87-4a11-8ce7-73b4707aa4bd\" data-type=\"core\/list\" data-title=\"Liste\">\n<li class=\"whitespace-normal break-words pl-2\">Before you can buy an ETF, you need a trading account \u2013 when choosing one, look above all at the costs, the range of services and the provider&#8217;s market position.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">To buy an ETF, you need: the ticker symbol (identification), the bid-ask spread (liquidity), a price limit to protect you against price jumps, the number of units you want, the validity of the order \u2013 and, of course, enough funds in your account.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">Keep stock exchange trading hours in mind: on the Swiss stock exchange SIX, you can trade on weekdays from 9:00 to 17:30.<\/li>\n<li class=\"whitespace-normal break-words pl-2\">As a smart alternative to investing manually, many brokers now offer savings plans: they let you invest automatically and regularly \u2013 probably the surest way to build your wealth, because you&#8217;re guaranteed never to miss a tranche.<\/li>\n<\/ul>\n\t<\/div>\n\t\t\t\n\t<\/div>\n\n<style>\n\t#wcGnbPI .kurz-bunding-content li::marker{\n\t\tcolor: #37c392;\n\t}\n\t#wcGnbPI .kurz-bunding-call-to-action a{\n\t\tbackground-color: #1bab78;\n\t\tcolor: #FFFFFF;\n\t}\n\n<\/style>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Trading_account_the_prerequisite_for_buying_ETFs\">Trading account: the prerequisite for buying ETFs<\/a><ul><li><a href=\"#Costs\">Costs<\/a><\/li><li><a href=\"#Services\">Services<\/a><\/li><li><a href=\"#Market_position\">Market position<\/a><\/li><\/ul><\/li><li><a href=\"#Buying_ETFs\">Buying ETFs<\/a><ul><li><a href=\"#Which_trading_venue_should_you_choose\">Which trading venue should you choose?<\/a><\/li><li><a href=\"#Buying_ETFs_what_goes_into_the_order_screen\">Buying ETFs: what goes into the order screen<\/a><\/li><li><a href=\"#Useful_practical_tips_for_buying_ETFs\">Useful practical tips for buying ETFs<\/a><\/li><li><a href=\"#Buying_ETFs_what_it_looks_like_in_practice\">Buying ETFs: what it looks like in practice<\/a><\/li><\/ul><\/li><li><a href=\"#Savings_plan_the_smart_alternative\">Savings plan: the smart alternative<\/a><\/li><li><a href=\"#Conclusion\">Conclusion<\/a><\/li><li><a href=\"#You_might_also_be_interested_in\">You might also be interested in<\/a><\/li><li><a href=\"#Updates\">Updates<\/a><\/li><li><a href=\"#Disclaimer\">Disclaimer<\/a><\/li><\/ul><\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Trading_account_the_prerequisite_for_buying_ETFs\">Trading account: the prerequisite for buying ETFs<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">You can only buy an ETF through a securities account with an online broker or a traditional bank. As a concrete example, we&#8217;ll use the <strong>Vanguard FTSE All-World UCITS ETF<\/strong> throughout this article \u2013 traded in CHF on the Swiss stock exchange SIX. It tracks the FTSE All-World Index and covers around 4,000 companies from developed and emerging markets worldwide. It comes in two versions: accumulating (ticker: VWRA, income is reinvested) and distributing (ticker: VWRL, income is paid out). It&#8217;s the one-ETF solution we recommended in <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-select\/\" target=\"_blank\" data-type=\"post\" data-id=\"669\" rel=\"noreferrer noopener\">Lesson 7<\/a> as the easiest way to get started. For a systematic ETF selection \u2013 including a comparison of the best alternatives \u2013 see our review <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-etfs-switzerland-and-global\/\" target=\"_blank\" data-type=\"post\" data-id=\"3357\" rel=\"noreferrer noopener\">Best ETFs in Switzerland and worldwide<\/a>.<\/p>\n\n<p class=\"wp-block-paragraph\">Back to the account: for cost reasons, online brokers have a clear advantage over traditional banks. What to look out for when choosing one is explained in our article <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-broker-switzerland-6-important-factors\/\" target=\"_blank\" data-type=\"post\" data-id=\"7383\" rel=\"noreferrer noopener\">Best broker in Switzerland<\/a>. Below, we explain the three decisive criteria: costs, services and market position.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Costs\">Costs<\/span><\/h3>\n\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Regardless of the provider, you should know these three cost blocks inside out when buying ETFs:<\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\"><strong>Custody fees:<\/strong> A recurring fee for holding your securities \u2013 whether you trade or not. While traditional banks still charge them, they are largely a thing of the past at online brokers. If they do apply: no more than 0.1% per year, ideally capped.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Brokerage fees:<\/strong> A transaction fee on every purchase or sale. Rule of thumb: less than 1% of the transaction amount.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Other costs:<\/strong> You should also keep an eye on the often-forgotten costs: stamp duty, exchange fees and any currency exchange fees \u2013 because they can really add up.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\"><span id=\"Services\">Services<\/span><\/h3>\n\n<p class=\"wp-block-paragraph\">If you want to invest on your own terms, check your (future) broker for the following four services:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>ETF range:<\/strong> These days, every broker offers the big standard ETFs. The differences lie in niche products and the choice of stock exchanges. A huge range of investments is no use to you \u2013 if you don&#8217;t need it. <\/li>\n\n\n\n<li><strong>Usability:<\/strong> The platform must be intuitive and easy to understand \u2013 anything else will get on your nerves. <\/li>\n\n\n\n<li><strong>Features:<\/strong> Savings plans for automatic investing, portfolio analysis, performance tracking \u2013 the list goes on. Ask yourself what you really need. <\/li>\n\n\n\n<li><strong>Support:<\/strong> It has to be reachable when things go wrong. And in a language you understand.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Investment advice or actively managed solutions? Expensive and no longer necessary, now that you&#8217;re well informed.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Market_position\">Market position<\/span><\/h3>\n\n<p class=\"wp-block-paragraph\">Choose an established broker, not a fly-by-night outfit with bait offers. In Switzerland, ETFs count as segregated assets and are legally protected if the broker goes bust \u2013 but unwinding everything is tedious and nerve-racking. If you&#8217;re investing for the long term anyway, you&#8217;ll want to spare yourself that hassle.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Buying_ETFs\">Buying ETFs<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">Account opened, money transferred, platform explored? Then it&#8217;s time to get down to business. Since ETFs are traded on the stock exchange like shares, you should place your orders during normal trading hours. On the Swiss stock exchange SIX, that&#8217;s possible on weekdays from 9:00 to 17:30.\u00a0<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Which_trading_venue_should_you_choose\">Which trading venue should you choose?<\/span><\/h3>\n\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Many ETFs tradable in Switzerland are listed on several exchanges \u2013 for example on the Swiss SIX, the German XETRA and the London Stock Exchange (LSE). Three criteria will help you choose:<\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\"><strong>Trading currency:<\/strong> SIX offers many ETFs in CHF \u2013 which saves you currency exchange fees. On XETRA, trading is in EUR; on the LSE, in USD or GBP. For smaller amounts, the advantage of a narrower spread abroad can be eaten up again by exchange fees.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Liquidity:<\/strong> The higher the traded volume, the narrower the spread. For standard ETFs such as VWRA, the spread on SIX is usually around 0.05%, and even lower on XETRA and the LSE. On an investment of CHF 10,000, that makes a difference of a few francs at most \u2013 far less than any currency exchange fees when buying in a foreign currency. Beyond a certain trading volume, even more liquidity therefore makes hardly any difference in practice. You&#8217;ll find current figures in the <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/www.six-group.com\/en\/market-data\/etf\/etf-explorer.html\" target=\"_blank\" rel=\"noopener\">SIX ETF Explorer<\/a> or directly in your broker&#8217;s order screen.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Time of day:<\/strong> Avoid the first and last 30 minutes of trading \u2013 spreads tend to be wider then. The best time to buy is during the day between 10:00 and 17:00 Swiss time. For ETFs with a high proportion of US equities \u2013 such as VWRA \u2013 the window from 15:30 is particularly worthwhile, when the US exchange NYSE also opens and spreads narrow even further.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\"><span id=\"Buying_ETFs_what_goes_into_the_order_screen\">Buying ETFs: what goes into the order screen<\/span><\/h3>\n\n<p class=\"wp-block-paragraph\">With the trading venue settled, there are five details left for the actual order.<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Ticker:<\/strong> Four letters that uniquely identify your ETF \u2013 in our example, \u201cVWRA\u201d. You can find it at the ETF provider or directly at your broker. Alternatively, the ISIN or WKN will also work. If you get several hits, it&#8217;s usually the same ETF on different exchanges \u2013 choose your preferred trading venue. <\/li>\n\n\n\n<li><strong>Bid-ask spread:<\/strong> The difference between the buying and selling price. A narrow spread means high liquidity \u2013 for standard ETFs such as VWRA, it is usually tiny. The net asset value (NAV), calculated daily, can serve as a guide to a fair valuation, although it only reflects the previous day&#8217;s close. <\/li>\n\n\n\n<li><strong>Price limit:<\/strong> Your maximum price per unit \u2013 it protects you from unpleasant surprises if the price jumps between placing the order and its execution. Important: setting the limit a little higher doesn&#8217;t mean you&#8217;ll actually pay that price \u2013 the order is executed at the actual market price, which is often lower. Feel free to set the limit slightly above the current ask price so that the order goes through. <\/li>\n\n\n\n<li><strong>Number of units:<\/strong> How many do you want to buy? Investment amount divided by the ask price \u2013 done. <\/li>\n\n\n\n<li><strong>Validity:<\/strong> We recommend the current trading day. That way, you stay in control of the price and timing.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\"><span id=\"Useful_practical_tips_for_buying_ETFs\">Useful practical tips for buying ETFs<\/span><\/h3>\n\n<p class=\"wp-block-heading\">Three stumbling blocks that often give beginners a headache \u2013 and are quickly defused:<\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\"><strong>Real-time or delayed?<\/strong> Many brokers show prices with a 15-minute delay by default \u2013 real-time market data involves licence fees. For limit orders, this means: set your limit a little more generously, as the real market price may already have moved. If you trade regularly or with large amounts, you should consider a real-time subscription.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Partial executions are normal.<\/strong> With larger orders, your order may be executed in several tranches at slightly different prices \u2013 that&#8217;s a sign of a well-functioning market, not a mistake. With most brokers, you&#8217;re still only charged brokerage once, provided all partial executions take place on the same trading day. If in doubt, check the terms and conditions.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Don&#8217;t worry about empty order books.<\/strong> Even if an ETF is barely being traded at the moment, you&#8217;ll almost always find a counterparty. So-called market makers provide binding buy and sell prices; behind the scenes, new ETF units can also be created or redeemed continuously.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\"><span id=\"Buying_ETFs_what_it_looks_like_in_practice\">Buying ETFs: what it looks like in practice<\/span><\/h3>\n\n<figure>\n<figcaption><\/figcaption>\n<\/figure>\n\n<figure>\n<figcaption><\/figcaption>\n<\/figure>\n\n<p>To illustrate this, below we show you excerpts from the buying process using the online broker Saxo as an example. The basic procedure is similar at all major brokers.<\/p>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt1_suche_vwra-2.png\" alt=\"Buying ETFs at Saxo\" class=\"wp-image-16968\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt1_suche_vwra-2.png 1200w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt1_suche_vwra-2-768x576.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Step 1 \u2013 Search at Saxo: after entering the ticker \u201cVWRA\u201d, two hits appear. They are the same ETF on different exchanges (LSE in London, SIX in Zurich). We choose the Swiss SIX. (Source: Saxo Investor trading platform)<\/figcaption><\/figure>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt2_detailansicht_spread-1.png\" alt=\"Buying ETFs at Saxo\" class=\"wp-image-16965\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt2_detailansicht_spread-1.png 1200w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt2_detailansicht_spread-1-768x576.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Step 2 \u2013 Detailed view at Saxo: the Vanguard FTSE All-World is currently trading at an ask of CHF 145.28. The spread (difference between the bid of 145.22 and the ask of 145.28) is only CHF 0.06 \u2013 that&#8217;s 0.04% and reflects typical liquidity on SIX. Note the \u201c15 minutes delayed\u201d notice at the top right: real-time prices require a separate subscription, which sometimes costs extra. (Source: Saxo Investor trading platform)<\/figcaption><\/figure>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"900\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt-3_kaufmaske_konditionen.png\" alt=\"Buying ETFs at Saxo\" class=\"wp-image-16964\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt-3_kaufmaske_konditionen.png 1200w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/saxo_kauf_schritt-3_kaufmaske_konditionen-768x576.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><figcaption class=\"wp-element-caption\">Step 3 \u2013 The order screen at Saxo (left) with 70 units of VWRA, limit CHF 145.26, day order. Bid 145.12 \/ ask 145.18 again shows the narrow spread; the limit is slightly above the current ask price so that the order goes through. On the right, the trading conditions with all costs at a glance: brokerage 0.08% (min. CHF 3.00), stamp duty 0.15% on foreign securities, ETF management costs 0.19% per year. \u201cThird-party payment costs 0\u201d means: no hidden kickbacks from the ETF provider. (Source: Saxo Investor trading platform)<\/figcaption><\/figure>\n\n<p class=\"wp-block-paragraph\">In liquid markets, the ETF is bought within a few seconds and shows up in your account. And that&#8217;s where it should stay for as long as possible. Or, as the colorful and world-famous investor <a href=\"https:\/\/en.wikipedia.org\/wiki\/Andr%C3%A9_Kostolany\" target=\"_blank\" rel=\"noreferrer noopener\">Andr\u00e9 Kostolany<\/a> once put it:\u00a0<\/p>\n\n<div style=\"height:10px\">\n\t\n\t\n<\/div>\n<blockquote>\n<p style=\"text-align: center;\"><span style=\"font-size: 18pt;\"><strong><span style=\"color: #37c392;\">\u201c<\/span><\/strong>Buy stocks, take sleeping pills and stop looking at your securities. After many years, you will see: you are rich.<strong><span style=\"color: #37c392;\">\u201d<\/span><\/strong><\/span><\/p>\n<\/blockquote>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><span style=\"font-size: 14pt;\"><strong>Andr\u00e9 Kostolany<\/strong>, investing legend<\/span><\/p>\n\n<div style=\"height:20px\">\n\t\n\t\n<\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Savings_plan_the_smart_alternative\">Savings plan: the smart alternative<\/span><\/h2>\n\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">You can also skip the whole process above \u2013 with a savings plan. Instead of placing each tranche manually, you set up an order once: monthly, quarterly, whatever you like. The broker takes care of the rest.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Three reasons why this is often the better solution:<\/p>\n<ul class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"whitespace-normal break-words pl-2\"><strong>Discipline without willpower:<\/strong> You can&#8217;t forget a tranche, skip one or \u201cwait and see until the market calms down\u201d. That&#8217;s exactly the point.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Cost averaging on the side:<\/strong> You buy at different prices over time and don&#8217;t have to worry about the \u201cright\u201d time to get in. What matters anyway isn&#8217;t market timing, but being invested \u2013 tranche after tranche, over the long term, with the powerful compound interest effect behind you.<\/li>\n<li class=\"whitespace-normal break-words pl-2\"><strong>Start small, grow and make it big:<\/strong> Many providers offer savings plans from CHF 50 or 100 per month. That&#8217;s enough to start building serious wealth from your very first apprentice&#8217;s wage.<\/li>\n<\/ul>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">We&#8217;ve taken a closer look at which providers in Switzerland offer savings plans and how they differ in terms of conditions and ETF selection in our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-savings-plan-switzerland-3-strong-reasons-for-the-autopilot-strategy\/\" target=\"_blank\" rel=\"noopener\">savings plan comparison<\/a>. <\/p>\n\n<p class=\"has-text-align-center\"><span style=\"color: #37c392;\"><em><em>&#8211; Partner offers &#8211;<\/em><\/em><\/span><\/p>\n\n<p style=\"text-align: center;\"><em>Still looking for the right financial solution? <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\">Our recommendations<\/a> \u2013 with attractive welcome bonuses.<\/em><\/p>\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/02\/Our-Favourites_1-1.png\" alt=\"Recommendations EN\" class=\"wp-image-15756\"\/><\/a><\/figure>\n\n<p class=\"has-text-align-center wp-block-paragraph\"><span style=\"font-size: 14pt;\"><span style=\"color: #339966;\"><span style=\"color: #37c392;\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/span><\/span><\/span><\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Conclusion\">Conclusion<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\">The purchase itself is the easiest part \u2013 once you&#8217;ve got the trading venue, ticker, spread, limit, number of units and validity under control, you&#8217;ll be done in under a minute. The real work comes beforehand: carefully choosing your account and your ETF. It&#8217;s even more relaxed with a savings plan \u2013 once set up, your wealth builds automatically.<\/p>\n\n<p class=\"wp-block-paragraph\">This brings our financial guide full circle. In eight lessons, you&#8217;ve worked through everything you need \u2013 from return and risk through diversification, asset allocation and rebalancing to buying ETFs. The theory is done. Now comes the fun part \u2013 getting started.<\/p>\n\n<p class=\"wp-block-paragraph\">You&#8217;ll find an overview of all lessons here: <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/invest-in-8-lessons\/\" data-type=\"page\" data-id=\"776\">Learning to invest \u2013 in eight lessons<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"You_might_also_be_interested_in\">You might also be interested in<\/span><\/h2>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-list-component\/post-list-component.css\">\n\n<div class=\"post-list-componenet pt-2 pb-4\">\n\t<div class=\"row\">\n\t\t\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-select\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Wahl_final_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Choosing an ETF\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Wahl_final_EN.png 2400w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Wahl_final_EN-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Wahl_final_EN-1536x864.png 1536w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/06\/Titelbild_ETF_Wahl_final_EN-2048x1152.png 2048w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Choosing an ETF: what you should look out for<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-etfs-switzerland-and-global\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Best ETFs Switzerland and global\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN.png 2048w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN-768x512.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN-1536x1024.png 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Best ETFs in Switzerland and Globally 2026: And the Winner Is\u2026<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-broker-switzerland-6-important-factors\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Titelbild_Bester_Broker_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Best Broker Switzerland\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Titelbild_Bester_Broker_EN.png 2048w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Titelbild_Bester_Broker_EN-768x512.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Titelbild_Bester_Broker_EN-1536x1024.png 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Best Broker in Switzerland: 6 Key Factors You Need to Know<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-savings-plan-switzerland-3-strong-reasons-for-the-autopilot-strategy\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Swiss ETF savings plan\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN.png 1920w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN-1536x864.png 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Swiss ETF Savings Plan: 3 Strong Reasons to Invest on Autopilot<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n<\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Updates\">Updates<\/span><\/h2>\n\n<p>2026-08-18: Minor text adjustments. <\/p>\n<p>2026-05-07: Article completely revised and updated.<\/p>\n<p>2026-01-12: Minor adjustments and new structure.<\/p>\n\n<p class=\"wp-block-paragraph\">2025-01-15: Added the availability of savings plans as a service criterion for providers. <\/p>\n\n<p class=\"wp-block-paragraph\">2024-10-10: Added a reference to a new article on choosing the right broker.\u00a0<\/p>\n\n<p class=\"wp-block-paragraph\">2024-06-18: Comprehensive update, particularly of costs, including the addition of the neobanks Yuh and neon.\u00a0<\/p>\n\n<p class=\"wp-block-paragraph\">2024-02-01: PostFinance custody fees updated.<\/p>\n\n<p class=\"wp-block-paragraph\">2023-10-02: Added a note on how to keep currency exchange fees low.<\/p>\n\n<p class=\"wp-block-paragraph\">2023-01-11: Added the \u201cIn a nutshell\u201d summary at the beginning of the text. Mentioned in the article that the validity of the stock exchange order needs to be defined. Various passages updated.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Disclaimer\">Disclaimer<\/span><\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Disclaimer: <\/strong>Investing involves the risk of loss. You have to decide for yourself whether you want to take on these risks or not.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Errors excepted:<\/strong> We have written this article on buying ETFs to the best of our knowledge and belief. Our aim is to provide you, as a private investor, with information on financial topics that is as objective and meaningful as possible. Should we nevertheless have made mistakes, or if important aspects have been overlooked and\/or are no longer up to date, we would be grateful if you let us know.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You&#8217;ve set your asset allocation and know which ETF you want \u2013 now what? Now comes the easiest part: the actual purchase. In this eighth and final lesson of our financial guide, you&#8217;ll learn how to buy an ETF online in less than a minute and what to look out for. &lt; Lesson 7 | [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17397,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[182,177],"tags":[],"class_list":["post-9432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-basics-en","category-etfs-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/comments?post=9432"}],"version-history":[{"count":29,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9432\/revisions"}],"predecessor-version":[{"id":18684,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9432\/revisions\/18684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/media\/17397"}],"wp:attachment":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/media?parent=9432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/categories?post=9432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/tags?post=9432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}