{"id":9848,"date":"2025-08-22T08:55:00","date_gmt":"2025-08-22T06:55:00","guid":{"rendered":"https:\/\/schweizerfinanzblog.ch\/best-broker-switzerland-6-decisive-factors-you-need-to-know\/"},"modified":"2026-02-16T12:11:57","modified_gmt":"2026-02-16T11:11:57","slug":"best-broker-switzerland-6-important-factors","status":"publish","type":"post","link":"https:\/\/schweizerfinanzblog.ch\/en\/best-broker-switzerland-6-important-factors\/","title":{"rendered":"Best broker Switzerland: 6 decisive factors you need to know"},"content":{"rendered":"\n<p><strong>Best broker in Switzerland? Yes, it exists <strong><strong>&#8211;<\/strong><\/strong> but it is not the same for everyone. The right choice of broker for your securities depends heavily on your individual needs and expectations. In this article, we present six decisive factors to help you find your personal favorite <strong>&#8211; or several at once<\/strong>   <\/strong>. <strong>We compare six leading brokers, which we have carefully tested in separate reviews.<\/strong><\/p>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-info-component\/post-info-component.css\">\n<div class=\"post-info-component\">\n\t\t<div class=\"von-and-comments\">\n\t\t\t\t\t<a target=\"_blank\" href=\"https:\/\/schweizerfinanzblog.ch\/ueber-uns\/\">Stefan &#038; Toni<\/a>\n\t\t\t\t <span>| <a href=\"#comments\">13 Comments<\/a><\/span> \t\t\n\t<\/div>\n\t<div class=\"post-dates\">\n\t\tupdated on 1\/13\/2026\t<\/div>\n<\/div>\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/kurz-bundig-component\/kurz-bundig-component.css?v=2\">\n\n<div  id=\"PByqZDX\" class=\"kurz-bunding mb-3\" style='background-color:#f9f9fa'>\n\t<div class=\"d-flex kurz-bunding-title\">\n\t\t<div>\n\t\t\t<img decoding=\"async\" class=\"kurz-bunding-icon\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/01\/lifghtbulb2.png\">\n\t\t<\/div>\n\t\t<p class=''>\n\t\t\tShort &amp; sweet\t\t<\/p>\n\t<\/div>\n\n\t<div class=\"kurz-bunding-content\">\n\t\t<ul>\n<li>There is no one best broker for Mr. and Mrs. Swiss. All providers have their strengths and weaknesses. Which is your best broker in Switzerland depends largely on your individual needs.  <\/li>\n<li>You should definitely check these six factors before choosing a broker and compare them with your needs:\n<ul>\n<li>Fees &amp; costs<\/li>\n<li>Securities offering<\/li>\n<li>User-friendliness of the platform<\/li>\n<li>Security &amp; regulation<\/li>\n<li>Customer service &amp; support<\/li>\n<li>Additional services<\/li>\n<\/ul>\n<\/li>\n<li>The foreign heavyweights DEGIRO and Interactive Brokers generally offer more favorable prices than the two Swiss-regulated providers Saxo and Swissquote, for example. However, the latter trump with Swissness &#8211; be it in terms of local customer support, practical reporting or the wide range of securities on the Swiss stock exchange SIX. <\/li>\n<li>If you don&#8217;t want to commit to a single broker, then choose a multi-broker strategy, which allows you to combine the best of different &#8220;broker worlds&#8221;.<\/li>\n<\/ul>\n\t<\/div>\n\t\t\t\n\t<\/div>\n\n<style>\n\t#PByqZDX .kurz-bunding-content li::marker{\n\t\tcolor: #37c392;\n\t}\n\t#PByqZDX .kurz-bunding-call-to-action a{\n\t\tbackground-color: #1bab78;\n\t\tcolor: #FFFFFF;\n\t}\n\n<\/style>\n<div id=\"toc_container\" class=\"no_bullets\"><p class=\"toc_title\">Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Best_Broker_Switzerland_Be_willing_to_compromise\">Best Broker Switzerland: Be willing to compromise!<\/a><\/li><li><a href=\"#Best_Broker_Switzerland_Factor_1_Fees_Costs\">Best Broker Switzerland Factor #1: Fees &amp; Costs<\/a><ul><li><a href=\"#Custody_fees\">Custody fees<\/a><\/li><li><a href=\"#Brokerage_fees_trading_fees\">Brokerage fees (trading fees)<\/a><ul><li><a href=\"#Variable_commissions\">Variable commissions<\/a><\/li><li><a href=\"#Fixed_commissions\">Fixed commissions<\/a><\/li><li><a href=\"#No_commissions\">No commissions<\/a><\/li><\/ul><\/li><li><a href=\"#Currency_exchange_fees\">Currency exchange fees<\/a><\/li><li><a href=\"#Stamp_duties\">Stamp duties<\/a><\/li><li><a href=\"#Further_costs\">Further costs<\/a><\/li><li><a href=\"#Conclusion_on_fees_costs\">Conclusion on fees &amp; costs<\/a><\/li><\/ul><\/li><li><a href=\"#8220Best_Broker_Switzerland8221_factor_2_Securities_offering\">&#8220;Best Broker Switzerland&#8221; factor #2: Securities offering<\/a><ul><li><a href=\"#Conclusion_on_the_securities_offering\">Conclusion on the securities offering<\/a><\/li><\/ul><\/li><li><a href=\"#8220Best_Broker_Switzerland8221_factor_3_User-friendliness_of_the_platform\">&#8220;Best Broker Switzerland&#8221; factor #3: User-friendliness of the platform<\/a><ul><li><a href=\"#Conclusion_on_the_user-friendliness_of_the_platform\">Conclusion on the user-friendliness of the platform<\/a><\/li><\/ul><\/li><li><a href=\"#8220Best_Broker_Switzerland8221_factor_4_Security_regulation\">&#8220;Best Broker Switzerland&#8221; factor #4: Security &amp; regulation<\/a><ul><li><a href=\"#Conclusion_on_security_regulation\">Conclusion on security &amp; regulation<\/a><\/li><\/ul><\/li><li><a href=\"#8220Best_Broker_Switzerland8221_factor_5_Customer_service_support\">&#8220;Best Broker Switzerland&#8221; factor #5: Customer service &amp; support<\/a><ul><li><a href=\"#Conclusion_on_customer_service_and_support\">Conclusion on customer service and support<\/a><\/li><\/ul><\/li><li><a href=\"#8220Best_Broker_Switzerland8221_factor_6_Additional_services\">&#8220;Best Broker Switzerland&#8221; factor #6: Additional services<\/a><ul><li><a href=\"#Systematic_wealth_accumulation_with_savings_plans\">Systematic wealth accumulation with savings plans<\/a><\/li><li><a href=\"#Leverage_effect_through_securities_loans\">Leverage effect through securities loans<\/a><\/li><li><a href=\"#Additional_earnings_through_securities_lending\">Additional earnings through securities lending<\/a><\/li><li><a href=\"#Everything_from_a_single_source\">Everything from a single source<\/a><\/li><\/ul><\/li><li><a href=\"#Best_Broker_Switzerland_Conclusion\">Best Broker Switzerland: Conclusion<\/a><ul><li><a href=\"#Broker_comparison_Switzerland_as_a_guide\">Broker comparison Switzerland as a guide<\/a><\/li><li><a href=\"#Best_Broker_Switzerland_8220Saxo8221_Attractive_priceperformance_ratio\">Best Broker Switzerland &#8220;Saxo&#8221;: Attractive price\/performance ratio<\/a><\/li><li><a href=\"#Best_Broker_Switzerland_8220Swissquote8221_Trading_Banking_from_a_single_source\">Best Broker Switzerland &#8220;Swissquote&#8221;: Trading &amp; Banking from a single source<\/a><\/li><li><a href=\"#Best_Broker_Switzerland_8220DEGIRO8221_Low_flat_fees_for_all_trades_8211_particularly_attractive_for_large_sums\">Best Broker Switzerland &#8220;DEGIRO&#8221;: Low flat fees for all trades &#8211; particularly attractive for large sums<\/a><\/li><li><a href=\"#Best_Broker_Switzerland_8220Interactive_Brokers8221_Extremely_low_fees_high_complexity\">Best Broker Switzerland &#8220;Interactive Brokers&#8221;: Extremely low fees &amp; high complexity<\/a><\/li><li><a href=\"#Or_the_neobanks\">Or the neobanks?<\/a><\/li><li><a href=\"#Do_I_even_have_to_commit_to_a_single_broker\">Do I even have to commit to a single broker?<\/a><\/li><\/ul><\/li><li><a href=\"#This_might_also_interest_you\">This might also interest you<\/a><\/li><li><a href=\"#Updates\">Updates<\/a><\/li><li><a href=\"#Disclaimer\">Disclaimer<\/a><\/li><\/ul><\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_Be_willing_to_compromise\">Best Broker Switzerland: Be willing to compromise!<\/span><\/h2>\n\n<p>In one of our most popular articles <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-etfs-switzerland-and-global\/\" target=\"_blank\" rel=\"noreferrer noopener\">Best ETFs Switzerland and globally: And the Winner is&#8230;<\/a> we have gradually selected the top ETFs in various categories based on eight criteria. In this article, we now turn our attention to the platforms on which these and other securities can be traded. In contrast to ETFs, where we believe it is possible to determine the really best products according to rational, generally applicable criteria, the procedure for finding the best broker is more complex.<\/p>\n\n<div style=\"height:10px\">\n\t\n\t\n<\/div>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center\"><em><span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span>There is no such thing as the perfect broker.<span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span><\/em><\/p>\n<\/blockquote>\n\n<div style=\"height:20px\">\n\t\n\t\n<\/div>\n<p>Because the perfect broker for everyone would offer the lowest prices, the widest range of securities, the best service and much more that your investor&#8217;s heart would desire. Unfortunately, however, there is no such &#8220;one broker&#8221;. Rather, all operators of trading platforms, regardless of whether they are domestic or foreign providers, are exposed to strong competition, which forces them to position themselves clearly on the market and differentiate themselves from their competitors.    <\/p>\n\n<p>For you as a Swiss investor, this means that you should know your needs in this regard when choosing a broker. So what is particularly important to me when it comes to managing my securities? But also: Where am I prepared to compromise?  <\/p>\n\n<p>So if, like Toni, you only want to invest in a handful of well-known &#8220;bread-and-butter&#8221; ETFs, for example, you don&#8217;t need a broker with a huge range of alternative niche products. Or if you want to pay (almost) no fees, you might accept longer waiting times for customer service and\/or that your trusted &#8220;low-cost broker&#8221; lends your securities in order to open up an additional source of income that costs you nothing. <\/p>\n\n<div style=\"height:10px\">\n\t\n\t\n<\/div>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-text-align-center\"><em><span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span>A suitable platform can save you a lot of money and hassle!<span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span><\/em><\/p>\n<\/blockquote>\n\n<div style=\"height:20px\">\n\t\n\t\n<\/div>\n<p>To make it easier for you to choose the right broker, we compare six leading providers in this article. Choosing a platform wisely can save you a lot of money and hassle in the long term &#8211; which is why we have tested all of them extensively ourselves <strong> <\/strong>and documented in a detailed test report.<\/p>\n\n<p><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/saxo-bank-experience-funded-and-critical\/\" target=\"_blank\" rel=\"noreferrer noopener\">Saxo Bank<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-swissquote-experience\/\" data-type=\"post\" data-id=\"3822\" target=\"_blank\" rel=\"noreferrer noopener\">Swissquote<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/degiro-experience-switzerland\/\" data-type=\"post\" data-id=\"2121\" target=\"_blank\" rel=\"noreferrer noopener\">DEGIRO<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/interactive-brokers-switzerland-experience\/\" data-type=\"post\" data-id=\"3234\" target=\"_blank\" rel=\"noreferrer noopener\">Interactive Brokers<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/yuh-experience-critical-and-independent\/\" data-type=\"post\" data-id=\"5358\" target=\"_blank\" rel=\"noreferrer noopener\">Yuh<\/a> | <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/neon-experiences-comprehensive-and-critical\/\" data-type=\"post\" data-id=\"5894\" target=\"_blank\" rel=\"noreferrer noopener\">neon<\/a><\/p>\n\n<p>If a starting bonus plays a role for you, you will find the current offers for getting started in the respective test reports.<\/p>\n\n<p>In order to make the sometimes significant price differences more tangible, we sometimes also use three very well-known banks in Switzerland for comparison: <strong>Migros Bank<\/strong>, <strong>PostFinance<\/strong> and <strong>UBS<\/strong> &#8211; they are considered popular, but are often significantly more expensive.<\/p>\n\n<p>Below we will go through the <strong>six most important factors<\/strong> that you should definitely know when choosing the right broker. However, if you want to find out directly which providers are particularly suitable for which investor profiles, you can skip straight to the <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-broker-switzerland-6-important-factors\/#Best_Broker_Switzerland_Conclusion\" target=\"_blank\" rel=\"noreferrer noopener\">final conclusion.<\/a><\/p>\n\n<p style=\"text-align: center;\"><span style=\"color: #37c392;\"><em>&#8211; Partner offers &#8211;  <\/em><\/span><\/p>\n\n<p class=\"has-text-align-center\"><em>Click on our recommendations below to go directly to the profiles of leading online brokers such as DEGIRO, Interactive Brokers, Saxo and Swissquote as well as neobanks such as Yuh and neon, which &#8211; depending on your individual needs &#8211; have interesting offers including a starting bonus.  <\/em><\/p>\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/02\/Our-Favourites_1.png\" alt=\"\" class=\"wp-image-5765\"\/><\/a><\/figure>\n\n<p class=\"has-text-align-center\"><span style=\"color: #37c392;\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/span><\/p>\n\n<p>And if you don&#8217;t want to deal with individual securities, but would rather build up an entire investment portfolio automatically, then you don&#8217;t need a broker at all, but a good <a href=\"https:\/\/de.wikipedia.org\/wiki\/Robo-Advisor\" target=\"_blank\" rel=\"noreferrer noopener\">robo-advisor<\/a>.<\/p>\n\n<p>You can find the most important facts &amp; figures of established robo-advisors on our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/#robo-advisor\" target=\"_blank\" rel=\"noreferrer noopener\">recommendations page<\/a>.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_Factor_1_Fees_Costs\">Best Broker Switzerland Factor #1: <br\/>Fees &amp; Costs<\/span><\/h2>\n\n<p>This factor should not leave anyone indifferent. After all, every single franc you spend on fees etc. is deducted from your return. Below we have <strong>listed<\/strong> the <strong>most important costs that the broker can charge you<\/strong>:  <\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Custody_fees\">Custody fees<\/span><\/h3>\n\n<p>This recurring fee is charged to the broker &#8211; regardless of whether you trade or not. You use it to pay for the safekeeping and management of your ETFs and other securities. The costs are often based on the size of your portfolio.  <\/p>\n\n<p><strong>A negative example is the major bank UBS:<\/strong> it charges a flat rate of 0.35% per year &#8211; a whopping CHF 350 for a custody account of CHF 100,000, year after year. <strong>Migros Bank<\/strong> also follows a linear price structure with 0.23%, from CHF 750,000 it becomes slightly cheaper (0.21%). <\/p>\n\n<p>Other providers at least set a <strong>cost ceiling:<\/strong> the leading Swiss online broker <strong>Swissquote<\/strong> charges 0.1% per year, with a minimum of CHF 60 and a maximum of CHF 200. <strong>PostFinance<\/strong>, which also uses the Swissquote platform, charges a fixed annual fee of CHF 72 regardless of the size of the custody account. <\/p>\n\n<p><strong>Platforms such as Saxo<\/strong>, <strong>Interactive Brokers<\/strong> and <strong>DEGIRO<\/strong> as well as neobanks such as <strong>Yuh<\/strong> and <strong>neon<\/strong><strong>are particularly attractive<\/strong>: they <strong>do not charge any custody account fees at all<\/strong> &#8211; so your balance remains fully invested and is not reduced by annual fixed costs.<\/p>\n\n<p>You can now avoid custody account fees altogether &#8211; this is particularly worthwhile for smaller assets. If you do decide to use a provider with fees, at least make sure that there is a clear cost ceiling. <\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Brokerage_fees_trading_fees\">Brokerage fees (trading fees)<\/span><\/h3>\n\n<p>This is the transaction-related commission in favor of the broker that is incurred for every purchase or sale of securities such as ETFs. The corresponding pricing varies greatly depending on the broker. There are basically the following pricing models:    <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Variable commissions<\/li>\n\n\n\n<li>Fixed commissions<\/li>\n\n\n\n<li>No commissions<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\"><span id=\"Variable_commissions\">Variable commissions<\/span><\/h4>\n\n<p>With this pricing model, the fees vary depending on the transaction value: This pricing model often applies to established Swiss brokers such as <strong>PostFinance<\/strong> and sometimes <strong>Swissquote<\/strong>. (Both have the same Swissquote platform. In contrast to PostFinance, Swissquote also offers relatively favorable fixed commissions, see next point). The fees often decrease as a percentage with increasing transaction value.   <\/p>\n\n<p><strong>This is not the case at Saxo<\/strong>, where the basic <strong>&#8220;Classic&#8221; <\/strong>account solution generally charges <strong>0.08%<\/strong> (minimum fee of CHF 3 \/ $1 per trade), i.e. variable commissions &#8211; albeit at a comparatively low, constant percentage rate. However, as there is <strong>no cost ceiling<\/strong>, Saxo is particularly attractive for <strong>small to medium amounts up to around CHF 10,000<\/strong>. For large amounts, the absolute amount becomes increasingly noticeable (e.g. CHF 80 commission for trades worth CHF 100,000).  <\/p>\n\n<p>The two leading Swiss neobanks, <strong>Yuh<\/strong> (minimum fee CHF 1) and <strong>neon <\/strong>(no minimum fee), also have a <strong>linear pricing model<\/strong>, <strong>but are significantly more expensive at 0.50%<\/strong>.<strong> <\/strong>This means that they are only acceptable in terms of price <strong>for trades in the three-digit range<\/strong> &#8211; for example with automated ETF savings plans. For larger amounts, these fees quickly become unattractive due to the <strong>lack of a cost ceiling<\/strong> (e.g. CHF 50 commission for trades worth CHF 10,000). <\/p>\n\n<div style=\"height:10px\">\n\t\n\t\n<\/div>\n<blockquote>\n<p style=\"text-align: center;\"><em><span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span>Nowadays, double-digit commission amounts for an ETF trade are simply no longer competitive.<span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span><\/em><\/p>\n<\/blockquote>\n\n<div style=\"height:20px\">\n\t\n\t\n<\/div>\n<h4 class=\"wp-block-heading\"><span id=\"Fixed_commissions\">Fixed commissions<\/span><\/h4>\n\n<p>You will be charged a flat fee regardless of the transaction amount. This pricing model generally applies at <strong>DEGIRO<\/strong> (maximum flat fee of \u20ac2 plus \u20ac1 processing fee) and <strong>in some cases<\/strong> or depending on the ETF at <strong>Swissquote<\/strong> (CHF 9). Some providers such as <strong>Cash<\/strong> (CHF 29 via partner bank Zweiplus) or <strong>Migros Bank <\/strong>(CHF 40 online and CHF 100 via customer advisors) regularly advertise their supposedly attractive fixed fee model. But let&#8217;s be honest: nowadays, double-digit commissions for a simple ETF trade are simply no longer competitive.   <\/p>\n\n<h4 class=\"wp-block-heading\"><span id=\"No_commissions\">No commissions<\/span><\/h4>\n\n<p>Some platforms such as <strong>DEGIRO<\/strong> and <strong>Interactive Brokers<\/strong> waive commissions entirely for certain ETFs, while others such as <strong>Saxo<\/strong>, <strong>Yuh<\/strong> or <strong>neon<\/strong> give you the purchase fees for free if you set up an automatic ETF savings plan. (We&#8217;ll take a closer look at who is ahead of the pack when it comes to savings plans later). Either way, there are usually agreements between the brokers and the ETF providers who want to push certain ETFs and therefore take over the commissions or reimburse the brokers.  <\/p>\n\n<p><strong>Important:<\/strong> Commission-free trades are only really interesting for you if these so-called &#8220;free ETFs&#8221; are attractive and already established products whose ongoing product costs (TER) and other characteristics are comparable to those of <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-etfs-switzerland-and-global\/\">top ETFs<\/a>.  <\/p>\n\n<div style=\"height:10px\">\n\t\n\t\n<\/div>\n<blockquote>\n<p style=\"text-align: center;\"><em><span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span>Commission-free does not mean free.<span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span><\/em><\/p>\n<\/blockquote>\n\n<div style=\"height:20px\">\n\t\n\t\n<\/div>\n<p><strong>The European market leader DEGIRO offers a particularly wide range of attractive and commission-free ETFs.<\/strong>  But beware: commission-free is not the same as free. Not even with DEGIRO. The European market leader charges a flat-rate processing fee of \u20ac1 for every trade (see section below &#8220;Other costs&#8221;).  <\/p>\n\n<p class=\"has-text-align-center\"><span style=\"color: #37c392;\"><em>&#8211; Partner offer &#8211;<\/em><\/span><\/p>\n\n<p class=\"has-text-align-center\"><em><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/degiro-experience-switzerland\/\" target=\"_blank\" rel=\"noreferrer noopener\">DEGIRO<\/a> offers a very simple fee model with flat rates, which is hard to beat, especially for larger sums.<\/em> <em>Click on the ad below to go directly to the account opening page with bonus offer.<\/em><\/p>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.degiro.ch\/?tap_a=55321-c5c085&amp;tap_s=1016265-b529be&amp;utm_source=schweizerfinanzblog&amp;utm_campaign=DEGIRO+Switzerland&amp;utm_medium=a&amp;utm_content=shares_lp\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/03\/DEGIRO_Werbebanner_breit3.png\" alt=\"\" class=\"wp-image-6721\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/03\/DEGIRO_Werbebanner_breit3.png 1920w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/03\/DEGIRO_Werbebanner_breit3-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/03\/DEGIRO_Werbebanner_breit3-1536x864.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><\/figure>\n<\/div>\n<p class=\"has-text-align-center\"><span style=\"color: #37c392;\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Currency_exchange_fees\">Currency exchange fees<\/span><\/h3>\n\n<p>This fee is charged whenever you have to exchange currencies for securities trading.<\/p>\n\n<div style=\"height:10px\">\n\t\n\t\n<\/div>\n<blockquote>\n<p style=\"text-align: center;\"><em><span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span>The costs of currency exchange are generally underestimated, although they often have the biggest impact on trades.<span style=\"color: #37c392;\"><strong>&#8220;<\/strong><\/span><\/em><\/p>\n<\/blockquote>\n\n<div style=\"height:20px\">\n\t\n\t\n<\/div>\n<p>Unfortunately, many people underestimate the associated costs, partly because they are often well hidden or billed separately. This is a shame, because the costs for currency exchange can have the biggest impact on your trades. <\/p>\n\n<p>At Swissquote, for example, you pay <strong>0.95% currency exchange fees<\/strong>, which costs you a whopping <strong>CHF 95<\/strong> for a transaction worth <strong>CHF 10,000<\/strong>! Nevertheless, you can hold (almost) as many <strong>foreign currency accounts<\/strong> as you like with the Swiss market leader. For example, you could transfer existing euro holdings to your <strong>multi-currency account with Swissquote<\/strong> to save on currency exchange fees for your next ETF trade in euros. <strong>Yuh works in a similar way to its parent company Swissquote.<\/strong>  <\/p>\n\n<p><strong>Saxo and DEGIRO offer significantly lower currency exchange fees of 0.25%.<\/strong><\/p>\n\n<p><strong>Our experience shows: When it comes to currency exchange, Interactive Brokers is hard to beat:<\/strong> <strong>0.002%<\/strong> (minimum fee <strong>2$<\/strong>) &#8211; and on top of that, there are <strong>multi-currency accounts<\/strong>.<\/p>\n\n<p><strong>However, it is definitely best to avoid currency swaps by trading your ETFs in your reference currency CHF.<\/strong><\/p>\n\n<p><strong>In this respect, neon occupies a special position:<\/strong> ETFs are only available on the <strong>BX<\/strong> <strong>Swiss <\/strong>exchange in the <strong>trading currency CHF<\/strong>, which eliminates the need for currency exchange.<\/p>\n\n<p class=\"has-text-align-center\"><span style=\"color: #37c392;\"><em>&#8211; <em>Partner offer<\/em> &#8211;<\/em><\/span><\/p>\n\n<p class=\"has-text-align-center\"><em><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/interactive-brokers-switzerland-experience\/\" data-type=\"post\" data-id=\"3234\" target=\"_blank\" rel=\"noreferrer noopener\">Interactive Brokers<\/a> &#8216; advantages such as extremely low currency exchange fees make it very attractive for many investors.<\/em><\/p>\n\n<figure class=\"wp-block-image aligncenter size-full\"><a href=\"https:\/\/www.interactivebrokers.co.uk\/mkt\/?src=schweiz14&amp;url=%2Fde%2Fhome.php\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" class=\"d-none d-md-block alignnone wp-image-11742\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/01\/Banner_Desktop_EN_neu-3.png\" alt=\"\" width=\"2100\" height=\"690\"><\/a><\/figure>\n\n<figure class=\"wp-block-image aligncenter size-full\"><a href=\"https:\/\/www.interactivebrokers.co.uk\/mkt\/?src=schweiz14&amp;url=%2Fde%2Fhome.php\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" class=\"d-block d-md-none alignnone wp-image-11751\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/Banner_Mobile_DE_neu.png\" alt=\"\" width=\"992\" height=\"892\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/Banner_Mobile_DE_neu.png 992w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/Banner_Mobile_DE_neu-768x691.png 768w\" sizes=\"(max-width: 992px) 100vw, 992px\" \/><\/a><\/figure>\n\n<p style=\"text-align: center;\"><span style=\"color: #37c392;\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Stamp_duties\">Stamp duties<\/span><\/h3>\n\n<p>Transactions in Switzerland are subject to <strong>federal turnover tax<\/strong>. This tax, also known as stamp duty, is charged on a linear basis, i.e. in proportion to the transaction value, namely 0.075% for domestic securities and 0.15% for foreign securities. This means that for a transaction value of CHF 10,000, you pay CHF 7.50 or CHF 15 to the Swiss tax authorities.  <\/p>\n\n<p><strong>Tax-saving tip:<\/strong> <strong>foreign brokers <\/strong>such as <strong>Interactive Brokers<\/strong> or <strong>DEGIRO<\/strong> <strong>do not charge stamp duty.<\/strong>  <\/p>\n\n<p>You can find more information on the topic of taxes in our article <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-taxes-switzerland-optimize-your-portfolio-with-these-5-tax-saving-tips\/\" target=\"_blank\" rel=\"noreferrer noopener\">ETF taxes Switzerland: Optimize your portfolio with these 5 tax-saving tips<\/a>).<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Further_costs\">Further costs<\/span><\/h3>\n\n<p>Furthermore, the exchanges charge the banks and brokers <strong>exchange fees<\/strong>. Depending on the broker, pricing model or exchange, these fees are passed on in full, in part or not at all. <\/p>\n\n<p>With regard to share and ETF trading, these fees are already included in the commissions at <strong>Saxo<\/strong> and <strong>Swissquote<\/strong> or are not charged separately. At <strong>Interactive Brokers<\/strong>, on the other hand, they are only included in the &#8220;fixed price&#8221; price model, while at DEGIRO they are only charged to Swiss investors for foreign trading venues, namely as &#8220;fees for trading modalities&#8221; of \u20ac2.50 per foreign exchange per year.   <\/p>\n\n<p>Other costs that some brokers charge separately are <strong>processing fees<\/strong>. At <strong>DEGIRO<\/strong>, this fee amounts to \u20ac1 per trade. <\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Conclusion_on_fees_costs\">Conclusion on fees &amp; costs<\/span><\/h3>\n\n<p>No matter what type of investor you are, you should attach great importance to the cost factor. Because high fees mean lower returns for you. <\/p>\n\n<p>So prefer trading platforms without ongoing costs and if you do have <strong>custody account fees<\/strong>, then they should be capped, as with Swissquote, and not exceed 0.1% of the custody account value.  <\/p>\n\n<p>Ideally, <strong>brokerage fees<\/strong> should be (significantly) less than 1% of the transaction value and should not exceed CHF 10. Don&#8217;t choose a &#8220;free ETF&#8221; just because it is commission-free. The product-specific conditions must also be right.  <\/p>\n\n<p>You should also keep <strong>currency exchange fees<\/strong> as low as possible (max. 0.25%) or avoid them altogether. The latter is possible with multi-currency accounts or (more simply) by trading securities in the trading currency CHF.   <\/p>\n\n<p>In addition, it may be worth switching to a foreign, <strong>stamp duty-free broker<\/strong> such as Interactive Brokers or DEGIRO, especially for large investment sums.<\/p>\n\n<p>Finally, you should also be aware of other costs such as any <strong>stock exchange or processing fees<\/strong> that some brokers charge and take them into account when choosing a broker, even if these fees are usually moderate.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"8220Best_Broker_Switzerland8221_factor_2_Securities_offering\">&#8220;Best Broker Switzerland&#8221; factor #2: <br\/>Securities offering<\/span><\/h2>\n\n<p>This factor is particularly important if you have clear ideas about your investments. For example, you would like to invest in very specific ETFs and possibly also purchase them on your preferred stock exchange. In such a case, you should only consider a broker that has the appropriate offering.  <\/p>\n\n<p>For Swiss investors who prefer to trade via the main Swiss stock exchange SIX and\/or niche products, <strong>Swissquote<\/strong> should be unbeatable. Swissquote also offers all of our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-etfs-switzerland-and-global\/\" target=\"_blank\" rel=\"noopener\">winning ETFs<\/a> on the main Swiss stock exchange SIX.   <\/p>\n\n<p class=\"has-text-align-center has-vivid-green-cyan-color has-text-color has-link-color wp-elements-694e073f123312cf17c310a33e1905e4\"><em>&#8211; Partner offer &#8211;<\/em><\/p>\n\n<p class=\"has-text-align-center\"><em>The pioneer broker <\/em><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-swissquote-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Swissquote<\/em><\/a><em>  not only offers Swiss investors the largest selection of investment products. You also receive all ETFs traded on the SIX Swiss Exchange at a fair all-inclusive price. With the promotional code MKT_SFB you secure trading credits and support our blog at the same time. Click on the ad below to go directly to the account opening page.   <\/em><\/p>\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.swissquote.com\/en-ch\/become-client\/open-account\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/02\/Swissquote_-Banner_Kontoeroeffnung_EN.png\" alt=\"\" class=\"wp-image-15782\"\/><\/a><\/figure>\n\n<p class=\"has-text-align-center has-vivid-green-cyan-color has-text-color has-link-color wp-elements-e7981bd8e511b901f9c149f88f974383\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Conclusion_on_the_securities_offering\">Conclusion on the securities offering<\/span><\/h3>\n\n<p>The range of securities is important for you insofar as your desired ETFs &amp; Co. should be tradable on your preferred exchange on the platform. If required, we can clarify the products for you with all our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\" target=\"_blank\" rel=\"noreferrer noopener\">recommended providers<\/a>. Simply write us your request in the comments below.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"8220Best_Broker_Switzerland8221_factor_3_User-friendliness_of_the_platform\">&#8220;Best Broker Switzerland&#8221; factor #3: <br\/>User-friendliness of the platform<\/span><\/h2>\n\n<p>If you prefer to manage your finances via both desktop and mobile, then classic online brokers such as Saxo, Swissquote, Interactive Brokers or DEGIRO are your best bet. We use all of these platforms and, after a short period of familiarization, have no problems using them &#8211; however much they differ in terms of look and feel. <\/p>\n\n<p>What is obvious, however, is that <strong>Interactive Brokers offers the most diverse range of platforms<\/strong>: No fewer than <a href=\"https:\/\/www.interactivebrokers.co.uk\/mkt\/?src=schweiz13&amp;url=%2Fde%2Findex.php%3Ff%3D16130\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">seven platforms<\/a>, including two cell phone apps, with countless features are available for beginners to experienced traders.<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"2406\" height=\"1062\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/IBKR_Plattformvergleich.png\" alt=\"\" class=\"wp-image-7096\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/IBKR_Plattformvergleich.png 2406w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/IBKR_Plattformvergleich-768x339.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/IBKR_Plattformvergleich-1536x678.png 1536w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2022\/04\/IBKR_Plattformvergleich-2048x904.png 2048w\" sizes=\"(max-width: 2406px) 100vw, 2406px\" \/><figcaption class=\"wp-element-caption\">The agony of choosing the right platform: Interactive Brokers offers its private investors no fewer than seven trading platforms.<\/figcaption><\/figure>\n\n<div class=\"container image-component\">\n\t\t<div>\n\t\t<img decoding=\"async\" class=\"image\" src=\"\"> \n\t<\/div>\n\t<div class=\"description\">\n\t\t\t<\/div>\n\t\t\n<\/div>\n\n<style>\n\t.image-component .image{\n\t\tmax-width:100%;\n\t\tmargin:auto;\n\t\tdisplay:block;\n\t}\n\t.image-component .description{\n\t\ttext-align:center;\n\t}\n<\/style>\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"2951\" height=\"1547\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/07\/IBKR_Plattformen_Symbolbild.png\" alt=\"\" class=\"wp-image-7393\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/07\/IBKR_Plattformen_Symbolbild.png 2951w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/07\/IBKR_Plattformen_Symbolbild-768x403.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/07\/IBKR_Plattformen_Symbolbild-1536x805.png 1536w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/07\/IBKR_Plattformen_Symbolbild-2048x1074.png 2048w\" sizes=\"(max-width: 2951px) 100vw, 2951px\" \/><figcaption class=\"wp-element-caption\">Different views at Interactive Brokers: for the big screen the classic, web-based IBKR Client Portal (left) and the powerful IBKR Trader Workstation as a download (right) as well as the clear IBKR Global Trader (left) and the comprehensive IBKR Mobile (right) as an app for your pocket.<\/figcaption><\/figure>\n\n<p><strong>Saxo<\/strong> also targets different types of users with its two platforms SaxoInvestor and SaxoTrader, which you can use on the web, via app and &#8211; in the case of SaxoTrader &#8211; also as a desktop download. <strong>Swissquote<\/strong>, on the other hand, works with a single trading platform that is available both web-based and as an app. However, this can be personalized using individual layouts and widgets. Like Swissquote, <strong>DEGIRO <\/strong>offers a single platform that can be used both web-based and as an app &#8211; but without any significant customization options. <\/p>\n\n<p>At the other end of the scale are the platforms of neobanks such as <strong>Yuh <\/strong>or <strong>neon<\/strong>, which limit themselves to mobile trading via app and completely dispense with web-based solutions on the big screen.<\/p>\n\n<p>In addition to the look and feel of the platform, <strong>useful reports<\/strong> such as transaction confirmations, dividend statements and tax reports also make an important contribution to the user-friendliness of the platform. <strong>In terms of informative value and convenience, the domestic providers Swissquote and Saxo are ahead in our opinion.<\/strong><\/p>\n\n<p>While <strong>Swissquote<\/strong>, for example, automatically sends incoming dividends, including any taxes, separately to the customer&#8217;s mailbox in a clearly laid out PDF, this information must be retrieved manually at <strong>DEGIRO<\/strong> and Interactive Brokers.<\/p>\n\n<p><strong>Saxo, on the other hand, will be offering electronic tax statements free of charge from the 2025 tax year.<\/strong>  This is practical because the corresponding securities data can be automatically transferred to the tax return &#8211; which saves you a lot of time, especially with more complex portfolios.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Conclusion_on_the_user-friendliness_of_the_platform\">Conclusion on the user-friendliness of the platform<\/span><\/h3>\n\n<p><strong>All platforms today are basically user-friendly<\/strong> &#8211; whether you like an interface is simply <strong>a matter of taste<\/strong>.<\/p>\n\n<p><strong>Interactive Brokers and Saxo<\/strong> offer the widest range of functions with several platforms and a high degree of customization. <strong>Swissquote<\/strong> only uses one platform (web + app), but can be easily personalized using widgets. <strong>DEGIRO<\/strong> deliberately remains lean and offers hardly any customization options, but is fast and clear. <strong>Yuh <\/strong>and<strong> neon<\/strong> focus entirely on mobile trading via app and completely dispense with desktop or browser solutions.<\/p>\n\n<p>Domestic brokers such as <strong>Saxo<\/strong> and <strong>Swissquote<\/strong> make it much easier for you to obtain transaction receipts, tax documents and other reports than many foreign providers.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"8220Best_Broker_Switzerland8221_factor_4_Security_regulation\">&#8220;Best Broker Switzerland&#8221; factor #4: <br\/>Security &amp; regulation<\/span><\/h2>\n\n<p>With regard to this factor, you should ask yourself the following three questions in particular:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Is the broker regulated by a reputable financial supervisory authority?<\/li>\n\n\n\n<li>How are my assets protected in the event of the broker&#8217;s insolvency?<\/li>\n\n\n\n<li>Does the broker lend my securities?<\/li>\n<\/ul>\n\n<p>We rate the security standards of all our cooperation partners as high, even if the individual security aspects differ greatly from one another. What Saxo, Swissquote, DEGIRO and Interactive Brokers have in common, and which is also conducive to security, is their <strong>high reputation<\/strong> and <strong>strong market position<\/strong>. <\/p>\n\n<p><strong>Saxo,<\/strong> <strong>Swissquote<\/strong> (both CH) and <strong>DEGIRO<\/strong> (NL\/D), for example, have banking licenses and are therefore <strong>regulated by the state<\/strong>. This means that <strong>ETFs are considered special assets<\/strong> and are therefore protected against broker insolvency. <strong>Interactive Brokers<\/strong>, on the other hand, does not have a banking license. As a result, <strong>cash and securities<\/strong> are <strong>held separately<\/strong>, which means that your assets would also be protected in the event of the broker&#8217;s insolvency or would not fall into the bankruptcy estate.  <\/p>\n\n<p><strong>Interactive Brokers<\/strong>, which has been in existence since 1977, also offers above-average <strong>deposit protection<\/strong> of USD 500,000, compared to CHF 100,000 and EUR 100,000 for Saxo, Swissquote and DEGIRO.<\/p>\n\n<p><strong>Securities lending<\/strong> is widespread among ETF providers. Whether an ETF can be lent is always stated in the small print of the product data sheet. However, your broker can also lend your securities to third parties against collateral in order to generate additional income. We consider the associated risk of loss to be very low.     <\/p>\n\n<p>Nevertheless, this risk does not apply to brokers without securities lending. At <strong>DEGIRO <\/strong>, your securities can be lent whether you want to or not. DEGIRO uses the income generated from this to offer the lowest possible price level. This means that no money flows directly back to you. In this respect, the rules at <strong>Saxo,<\/strong> <strong>Swissquote<\/strong> and <strong>Interactive Brokers<\/strong> are more advantageous for you: in contrast to DEGIRO, your securities are only lent <strong>optionally<\/strong>, i.e. with your consent. You also receive a share of the <strong>profits<\/strong> (see also the section below &#8220;Additional earnings through securities lending&#8221;).     <\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Conclusion_on_security_regulation\">Conclusion on security &amp; regulation<\/span><\/h3>\n\n<p>Even if this issue is structured differently at Saxo, Swissquote, Interactive Brokers and DEGIRO, we rate all four renowned and successful brokers as very secure. However, if you do not wish to have your securities lent for risk reasons, DEGIRO is out of the question.   <\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"8220Best_Broker_Switzerland8221_factor_5_Customer_service_support\">&#8220;Best Broker Switzerland&#8221; factor #5: <br\/>Customer service &amp; support<\/span><\/h2>\n\n<p>Almost all brokers now offer professionally produced explanatory videos and informative FAQs. Customer service is particularly relevant if you have a specific question of a certain urgency and importance. Because in such cases, you can see how efficient the platform&#8217;s customer support really is.  <\/p>\n\n<p>As a rule of thumb based on our experience, domestic providers such as <strong>Saxo<\/strong> and <strong>Swissquote<\/strong>, but also the local neobanks <strong>Yuh<\/strong> and <strong>neon<\/strong>, often offer more efficient customer service than the international heavyweights <strong>DEGIRO<\/strong> and <strong>Interactive Brokers<\/strong>. The latter is particularly notable for its long response times, which can sometimes take over a week. <\/p>\n\n<p>For some, it may also be a relevant plus point that concerns can be dealt with more directly (by telephone) and in a familiar setting (native language and better understanding of CH-specific queries such as tax issues) with the CH providers mentioned.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Conclusion_on_customer_service_and_support\">Conclusion on customer service and support<\/span><\/h3>\n\n<p>If you are looking for short response times, a high level of expertise for CH-specific matters and\/or direct telephone contact in a familiar setting, you are generally better off with domestic providers such as Saxo or Swissquote than with foreign players.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"8220Best_Broker_Switzerland8221_factor_6_Additional_services\">&#8220;Best Broker Switzerland&#8221; factor #6: <br\/>Additional services<\/span><\/h2>\n\n<p>There are countless features that brokers use to set themselves apart from the competition. However, many of them are likely to offer you only a modest additional benefit &#8211; if any at all. We consider the following additional services to be particularly interesting:  <\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Systematic_wealth_accumulation_with_savings_plans\">Systematic wealth accumulation with savings plans<\/span><\/h3>\n\n<p><strong>Regular, automatic investing using a savings plan is a key prerequisite for successful wealth accumulation. <\/strong>We have dedicated a separate article to this important topic with <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-savings-plan-switzerland-3-strong-reasons-for-the-autopilot-strategy\/\" target=\"_blank\" rel=\"noreferrer noopener\">ETF savings plan Switzerland: 3 strong reasons for the autopilot strategy<\/a>. <strong>Saxo<\/strong> is particularly attractive in terms of <strong>price and selection<\/strong>: the broker offers <strong>all of its more than 100 ETFs eligible for savings plans without purchase fees<\/strong>.<\/p>\n\n<p class=\"has-text-align-center\"><span style=\"color: #37c392;\"><em>&#8211; Partner offer &#8211;<\/em><\/span><\/p>\n\n<p class=\"has-text-align-center\"><em><a href=\"https:\/\/schweizerfinanzblog.ch\/en\/saxo-bank-experience-funded-and-critical\/\" target=\"_blank\" rel=\"noreferrer noopener\">Saxo Bank<\/a> not only offers a large selection of ETFs eligible for savings plans without purchase fees, but also offers an attractive price\/performance ratio. Click on the ad below to go directly to the account opening page with bonus offer.<\/em><\/p>\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/refer.saxo\/schweizerfinanzblog\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Saxo_Banner_Direktlink_DE.png\" alt=\"\" class=\"wp-image-13353\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Saxo_Banner_Direktlink_DE.png 1920w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Saxo_Banner_Direktlink_DE-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/08\/Saxo_Banner_Direktlink_DE-1536x864.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><\/figure>\n\n<p style=\"text-align: center;\"><span style=\"color: #37c392;\"><em>&#8211; &#8211; &#8211; &#8211; &#8211;<\/em><\/span><\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Leverage_effect_through_securities_loans\">Leverage effect through securities loans<\/span><\/h3>\n\n<p>If you are a risk-taker and return-oriented like Toni, securities loans or so-called Lombard loans may be an option worth considering for you. With such a loan, you leverage your securities, which can lead to greater fluctuations in the value of your portfolio and &#8211; in the positive case &#8211; to considerably higher returns. The lowest possible interest rates are crucial here: Toni has been leveraging his ETF portfolio with<strong>Interactive Brokers<\/strong> for several years due to the comparatively <a href=\"https:\/\/www.interactivebrokers.co.uk\/mkt\/?src=schweiz13&amp;url=%2Fde%2Findex.php%3Ff%3D46996%0A\" target=\"_blank\" rel=\"noopener\">attractive interest conditions for Lombard loans<\/a>. In addition to low interest rates, a high degree of flexibility in terms of maturity, availability and currencies is important to him as a borrower.   <\/p>\n\n<table id=\"tablepress-27\" class=\"tablepress tablepress-id-27\" aria-describedby=\"tablepress-27-description\">\n<thead>\n<tr class=\"row-1\">\n\t<td class=\"column-1\"><\/td><th class=\"column-2\">CHF<\/th><th class=\"column-3\">EUR<\/th><th class=\"column-4\">USD<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">DEGIRO<\/td><td class=\"column-2\">2,50%* &#8211; 4,00%<\/td><td class=\"column-3\">4,75%* &#8211; 6,25%<\/td><td class=\"column-4\">5,25%* &#8211; 6,90%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Interactive Brokers<\/td><td class=\"column-2\">1,50%**<\/td><td class=\"column-3\">3,451%**<\/td><td class=\"column-4\">5,14%**<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Saxo Bank<\/td><td class=\"column-2\">2,00%***<\/td><td class=\"column-3\">3,91%***<\/td><td class=\"column-4\">6,80%***<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Swissquote<\/td><td class=\"column-2\">3,00%<\/td><td class=\"column-3\">4,93%<\/td><td class=\"column-4\">6,82%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<span id=\"tablepress-27-description\" class=\"tablepress-table-description tablepress-table-description-id-27\">Different margin conditions depending on currency and provider as of 12 January 2026. *Fixed advance, i.e. interest is charged on the entire amount allocated, regardless of how much is actually used. **Up to CHF\/EUR 90,000 or USD 100,000, then gradually cheaper. ***For the Classic account model; lower interest rates for the Platinum and VIP account models.<\/span>\n<!-- #tablepress-27 from cache -->\n<p>If you would like to find out more about Lombard loans, including portfolio simulations, we recommend our article <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/lombard-loan-when-buying-etfs-a-booster-for-your-return-on-equity-or-playing-with-fire\/\" target=\"_blank\" rel=\"noopener\">Lombard loans when buying ETFs: Boosting your return on equity or playing with fire?<\/a><\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Additional_earnings_through_securities_lending\">Additional earnings through securities lending<\/span><\/h3>\n\n<p>We have already mentioned securities lending under factor #4 &#8220;Security &amp; regulation&#8221;. As a reminder, it serves to generate additional income and offset costs. With online brokers, securities lending is only of interest to you if it is <strong>optional <\/strong>and <strong>you receive a share of the income<\/strong>. This is the case with <strong>Saxo<\/strong>, <strong>Swissquote<\/strong>, <strong>Interactive Brokers<\/strong> and now also with <strong>DEGIRO <\/strong>. Toni and Stefan both participate in <a data-wplink-edit=\"true\" href=\"https:\/\/www.interactivebrokers.co.uk\/de\/pricing\/stock-yield-enhancement-program.php\" target=\"_blank\" rel=\"noopener\">Interactive Brokers&#8217; &#8220;Share Yield Optimization Program&#8221;<\/a> by having their portfolios lent by Interactive Brokers and thus receiving a 50% share of the &#8220;standard market&#8221; interest income. The following illustration uses the example of Swissquote to show how securities lending works in practice.     <\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1904\" height=\"1238\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/10\/Wertpapierleihe_Schema.jpg\" alt=\"\" class=\"wp-image-5449\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/10\/Wertpapierleihe_Schema.jpg 1904w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/10\/Wertpapierleihe_Schema-768x499.jpg 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2023\/10\/Wertpapierleihe_Schema-1536x999.jpg 1536w\" sizes=\"(max-width: 1904px) 100vw, 1904px\" \/><figcaption class=\"wp-element-caption\">Scheme of securities lending as an optional Swissquote service for passive additional earnings. (Source: Swissquote) <\/figcaption><\/figure>\n\n<h3 class=\"wp-block-heading\"><span id=\"Everything_from_a_single_source\">Everything from a single source<\/span><\/h3>\n\n<p><strong>Swissquote<\/strong> is not just an online broker like Saxo, DEGIRO or Interactive Brokers, but also offers <strong>full banking functions<\/strong>. In addition to trading, Swissquote customers can make payments and use cards &#8211; a clear advantage for anyone who wants to combine trading and banking in a single platform. <\/p>\n\n<p>Providers such as <strong data-start=\"660\" data-end=\"668\">neon<\/strong> or <strong data-start=\"674\" data-end=\"681\">Yuh<\/strong> also combine banking and investment opportunities, albeit in a much simplified form. While these solutions are primarily aimed at newcomers to the stock market, <strong data-start=\"866\" data-end=\"880\">Swissquote<\/strong>, with its broader range of functions and professional trading platform, is clearly positioned in the segment of fully-fledged online banks and brokers.<\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_Conclusion\">Best Broker Switzerland: Conclusion<\/span><\/h2>\n\n<p>There is no such thing as the perfect broker for everyone. The lowest prices, the largest selection and the best service &#8211; that would be squaring the circle.   <strong>As we have seen from our six factors, each broker has its own strengths and weaknesses.<\/strong>  The decisive factor is what is important to you and where you are prepared to compromise.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Broker_comparison_Switzerland_as_a_guide\">Broker comparison Switzerland as a guide<\/span><\/h3>\n\n<p>In terms of securities trading, we summarize below the key strengths and weaknesses of four leading online brokers &#8211; <strong>Saxo, Swissquote, DEGIRO and Interactive Brokers<\/strong> &#8211; as well as the two largest Swiss neobanks, <strong>Yuh<\/strong> and <strong>neon<\/strong>.<\/p>\n\n<p>We have tested these providers in detail in <strong>separate test reports<\/strong>, are convinced by them and have therefore entered into a cooperation. You can find more information about these providers, including promotional codes and links to the reviews, on our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-recommendations\/\" target=\"_blank\" rel=\"noopener\">recommendations page<\/a>.   <\/p>\n\n<p>Of course, there are many other brokers on the market &#8211; our selection is intended to provide you with practical guidance when choosing the right platform for you.  <\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_8220Saxo8221_Attractive_priceperformance_ratio\">Best Broker Switzerland &#8220;Saxo&#8221;: Attractive price\/performance ratio<\/span><\/h3>\n\n<p>After the concert of fee cuts in recent years, Saxo offers very attractive pricing for Swiss banks: no custody account costs, fair trading fees and all ETF savings plans without purchase commissions. If diversity in platforms and\/or security aspects such as a Swiss banking license with deposit protection of CHF 100,000 are also important to you, Saxo should be your favorite. <\/p>\n\n<p>You can find more information including a starting bonus in our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/saxo-bank-experience-funded-and-critical\/\" target=\"_blank\" rel=\"noreferrer noopener\">Saxo Bank test report<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_8220Swissquote8221_Trading_Banking_from_a_single_source\">Best Broker Switzerland &#8220;Swissquote&#8221;: Trading &amp; Banking from a single source<\/span><\/h3>\n\n<p>If you value efficient customer service with an understanding of Swiss-specific concerns, a particularly diverse range of different asset classes and the combination of trading and classic banking &#8211; i.e. everything from a single source &#8211; and generally accept slightly higher prices than the cheapest online brokers, then the domestic market leader Swissquote is probably your first choice.<\/p>\n\n<p>You can find more information, including a starting bonus, in our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/our-swissquote-experience\/\" data-type=\"post\" data-id=\"3822\" target=\"_blank\" rel=\"noreferrer noopener\">Swissquote text report.<\/a><\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_8220DEGIRO8221_Low_flat_fees_for_all_trades_8211_particularly_attractive_for_large_sums\">Best Broker Switzerland &#8220;DEGIRO&#8221;: Low flat fees for all trades &#8211; particularly attractive for large sums<\/span><\/h3>\n\n<p>If, on the other hand, you value a simple pricing model without custody account fees and stamp duty and with incredibly low flat fees &#8211; no matter how high your investments are &#8211; and accept restrictions in terms of product range and features (e.g. no automatic savings plans), then you will feel very much at home with the European market leader DEGIRO.<\/p>\n\n<p>You can find more information including the starting bonus in our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/degiro-experience-switzerland\/\" data-type=\"post\" data-id=\"2121\" target=\"_blank\" rel=\"noreferrer noopener\">DEGIRO test report<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Best_Broker_Switzerland_8220Interactive_Brokers8221_Extremely_low_fees_high_complexity\">Best Broker Switzerland &#8220;Interactive Brokers&#8221;: Extremely low fees &amp; high complexity<\/span><\/h3>\n\n<p>Ultimately, you will be particularly happy with Interactive Brokers if you want to benefit from the extremely favorable prices for trading (especially on US exchanges), Lombard loans, currency exchange and the multi-layered platform offering. On the other hand, you should not be put off by the complex fee structure, the cumbersome manual reporting and the sometimes sluggish customer service. <\/p>\n\n<p>You can find more information including a starting bonus in our <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/interactive-brokers-switzerland-experience\/\" data-type=\"post\" data-id=\"3234\" target=\"_blank\" rel=\"noreferrer noopener\">Interactive Brokers test report<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Or_the_neobanks\">Or the neobanks?<\/span><\/h3>\n\n<p>Neobanks such as <strong>Yuh<\/strong> or <strong>neon<\/strong> offer a convincing overview, compactness and an easy-to-understand fee model, ideal for smaller investment sums or automated ETF savings plans, some of which are available <strong>without purchase commissions<\/strong>. The range of investment products is currently still limited, but individual ETFs are certainly attractive. If you want to get started and gain your first experience in securities trading in an uncomplicated way using just the mobile app, this is an easy way to get started.<\/p>\n\n<p>You can find more information, including a starting bonus, in our test reports on <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/yuh-experience-critical-and-independent\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"post\" data-id=\"5358\">Yuh<\/a> and <a href=\"https:\/\/schweizerfinanzblog.ch\/en\/neon-experiences-comprehensive-and-critical\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-type=\"post\" data-id=\"5894\">neon<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\"><span id=\"Do_I_even_have_to_commit_to_a_single_broker\">Do I even have to commit to a single broker?<\/span><\/h3>\n\n<p>No, of course not. With the exception of <strong>Swissquote<\/strong>, neither the online brokers <strong>Saxo, DEGIRO <\/strong>and <strong>Interactive Brokers<\/strong> nor the neobanks <strong>Yuh <\/strong><strong>andneon<\/strong> charge custody account fees or other ongoing costs. This means that you can <strong>use<\/strong> several providers <strong>at the same time without additional costs<\/strong> or simply try them out.  <\/p>\n\n<p>One possible approach is therefore a <strong>multi-broker strategy<\/strong> in which you specifically combine the strengths of different platforms and use exactly the services that are most beneficial to you. This allows you to put together the <strong>best of different &#8220;broker worlds&#8221;<\/strong> to suit your taste. This is exactly how Stefan, for example, has deliberately spread his investment portfolio across several platforms.  <\/p>\n\n<p>Which is your best broker in Switzerland? Let us know which criteria are decisive for you when choosing your preferred broker and what experiences you have had &#8211; we look forward to hearing your opinion in the comments column. <\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"This_might_also_interest_you\">This might also interest you<\/span><\/h2>\n\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-list-component\/post-list-component.css\">\n\n<div class=\"post-list-componenet pt-2 pb-4\">\n\t<div class=\"row\">\n\t\t\t<\/div>\n<\/div>\n<link rel=\"stylesheet\" href=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/themes\/schweizerfinanzblog\/components\/post-list-component\/post-list-component.css\">\n\n<div class=\"post-list-componenet pt-2 pb-4\">\n\t<div class=\"row\">\n\t\t\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" 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href=\"https:\/\/schweizerfinanzblog.ch\/en\/yuh-experience-critical-and-independent\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/07\/Yuh_Titelbild_neu3_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Yuh experiences\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/07\/Yuh_Titelbild_neu3_EN.png 1920w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/07\/Yuh_Titelbild_neu3_EN-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/07\/Yuh_Titelbild_neu3_EN-1536x864.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Yuh experiences (2026): What the star in the Swiss neobanking firmament can do &#8211; and what it can&#8217;t<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/neon-experiences-comprehensive-and-critical\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1083\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/03\/neon_Titelbild_EN_neu.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"neon experience\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/03\/neon_Titelbild_EN_neu.png 1928w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/03\/neon_Titelbild_EN_neu-768x433.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2025\/03\/neon_Titelbild_EN_neu-1536x867.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">neon experiences (2026): After the big relaunch &#8211; is neon still worth it?<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/best-etfs-switzerland-and-global\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"Best ETFs Switzerland and global\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN.png 2048w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN-768x512.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2026\/01\/Titelbild_BesteETFs_2026_EN-1536x1024.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Best ETFs Switzerland and global 2026: And the Winner is&#8230;<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/etfs-what-you-should-look-out-for-when-making-your-choice\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1024\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/Etfs.jpg\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/Etfs.jpg 3000w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/Etfs-768x410.jpg 768w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">ETFs: What you should look out for when making your choice<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-buy-switzerland\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1078\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/etf-kaufen.jpg\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/etf-kaufen.jpg 5456w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2018\/12\/etf-kaufen-768x431.jpg 768w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">Buying ETFs: it&#8217;s that easy!<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\n\t\t <div class=\"col-xl-6\">\n\t\t\t <a class=\"text-decoration-none\" href=\"https:\/\/schweizerfinanzblog.ch\/en\/etf-savings-plan-switzerland-3-strong-reasons-for-the-autopilot-strategy\/\">\n\t\t\t\t<div class=\"d-flex post-list-card\">\n\t\t\t\t\t<div class=\"post-list-image \">\n\t\t\t\t\t\t<div class=\"image-wrapper\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN.png\" class=\"attachment-1920x1297 size-1920x1297 wp-post-image\" alt=\"\" srcset=\"https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN.png 1920w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN-768x432.png 768w, https:\/\/schweizerfinanzblog.ch\/wp-content\/uploads\/2024\/12\/Titelbild_V1_ETF-Sparplaene-Schweiz_optimiert_EN-1536x864.png 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"post-list-title px-2 d-flex align-items-center\">\n\t\t\t\t\t\t<p class=\"\">ETF savings plan Switzerland: 3 strong reasons for the autopilot strategy<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n<\/div>\n<h2 class=\"wp-block-heading\"><span id=\"Updates\">Updates<\/span><\/h2>\n\n<p>2026-01-13: Selective changes made, Lombard credit table updated<\/p>\n<p>2025-12-06: Saxo mentioned in optional securities lending. <\/p>\n<p>2025-11-20: Explanations of the SaxoInvestor and SaxoTrader platforms updated.<\/p>\n\n<p>2025-10-20: New section added to the additional services: &#8220;Everything from a single source&#8221;  <\/p>\n\n<p>2025-08-22: Comprehensive update and addition of the online broker Saxo Bank (Switzerland).  <\/p>\n\n<p>2025-01-15: Interest rates for Lombard loans updated.<\/p>\n\n<p>2024-11-11: Mentions that DEGIRO has introduced foreign currency accounts.  <\/p>\n\n<p>2024-07-21: It was pointed out more clearly that a broker comparison Switzerland was used for better understanding.  <\/p>\n\n<h2 class=\"wp-block-heading\"><span id=\"Disclaimer\">Disclaimer<\/span><\/h2>\n\n<p><strong>Disclaimer: <\/strong>Investing involves risks of loss. You must decide for yourself whether you want to bear these risks or not. <\/p>\n\n<p><strong>Errors excepted:<\/strong> We have written this &#8220;Best Broker Switzerland&#8230;&#8221; article to the best of our knowledge and belief and have included a broker comparison Switzerland with six previously carefully tested providers for a better understanding. Our aim is to provide you as a private investor with the most objective and meaningful financial information possible. However, should we have made any errors, forgotten important aspects and\/or no longer have up-to-date information, we would be grateful if you could let us know.  <\/p>\n\n<p><span style=\"color: #ffffff;\">B<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Best broker in Switzerland? Yes, it exists &#8211; but it is not the same for everyone. The right choice of broker for your securities depends heavily on your individual needs and expectations. In this article, we present six decisive factors to help you find your personal favorite &#8211; or several at once . We compare [&hellip;]<\/p>","protected":false},"author":1,"featured_media":9263,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[178,201],"tags":[],"class_list":["post-9848","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reviews-en","category-trading-platforms"],"acf":[],"_links":{"self":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9848","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/comments?post=9848"}],"version-history":[{"count":70,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9848\/revisions"}],"predecessor-version":[{"id":15818,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/posts\/9848\/revisions\/15818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/media\/9263"}],"wp:attachment":[{"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/media?parent=9848"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/categories?post=9848"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/schweizerfinanzblog.ch\/en\/wp-json\/wp\/v2\/tags?post=9848"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}