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VIAC experience

Our VIAC Experience with the 3a Pension Pioneer: These 5 Strong Arguments Have Convinced Us (Bitcoin Investments Aren’t One of Them)

VIAC—what’s that? This quiet giant, with over five billion Swiss francs in assets under management for retirement savings, is still (too) little known to the…

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5. April 2024 0 Kommentare
Vanguard ETF VALL

New: Vanguard VALL—the broadest global ETF for 0.07%

A single ETF, approximately 10,000 stocks, 0.07% annual fees. What would have been considered a misprint ten years ago has been tradable on SIX under…

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31. August 2026 3 Kommentare
Best ETFs Switzerland and global

Best ETFs Switzerland and global 2026: And the Winner is…

Over 2,000 ETFs on the SIX Swiss Exchange alone – and the number is growing all the time. For many investors, making the right choice…

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30. Januar 2026 202 Kommentare
Buy an ETF

Buying ETFs: it’s that easy!

You have determined your asset allocation and know which ETF you want – now what? Now comes the easiest part: the actual purchase. Find out…

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17. Dezember 2018 104 Kommentare
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Vanguard ETF VALL

New: Vanguard VALL—the broadest global ETF for 0.07%

A single ETF, approximately 10,000 stocks, 0.07% annual fees. What would have been considered a misprint ten years ago has been tradable on SIX under…

Erfahre mehr »
31. August 2026 3 Kommentare
Best ETFs Switzerland and global

Best ETFs Switzerland and global 2026: And the Winner is…

Over 2,000 ETFs on the SIX Swiss Exchange alone – and the number is growing all the time. For many investors, making the right choice…

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30. Januar 2026 202 Kommentare
Interactive Brokers Switzerland Experience

Interactive Brokers Switzerland experience (2026): Best broker for Swiss investors?

Since its foundation in 1977, Interactive Brokers has developed from a US pioneer in electronic trading to one of the world’s leading online brokers. In…

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9. April 2022 197 Kommentare
Withdrawal Schedule

Withdrawal plans: How to take early retirement in a relaxed manner

Accumulating wealth is relatively simple, for example by investing regularly in an equity ETF. It is more complex to withdraw the assets you have saved…

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12. Februar 2023 21 Kommentare
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Interactive Brokers Switzerland Experience

Interactive Brokers Switzerland experience (2026): Best broker for Swiss investors?

You have determined your asset allocation and know which ETF you want – now what? Now comes the easiest part: the actual purchase. Find out…

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9. April 2022 197 Kommentare
Best ETFs Switzerland and global

Best ETFs Switzerland and global 2026: And the Winner is…

You have determined your asset allocation and know which ETF you want – now what? Now comes the easiest part: the actual purchase. Find out…

Erfahre mehr »
30. Januar 2026 202 Kommentare
Yuh experiences

Yuh experiences (2026): What the star in the Swiss neobanking firmament can do – and what it can’t

You have determined your asset allocation and know which ETF you want – now what? Now comes the easiest part: the actual purchase. Find out…

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4. Oktober 2023 36 Kommentare

Saxo Bank experience (2026): Best Swiss broker after the drop in fees?

You have determined your asset allocation and know which ETF you want – now what? Now comes the easiest part: the actual purchase. Find out…

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3. Januar 2026 18 Kommentare

Our Mission

Our mission is simple: Through this independent finance blog, we aim to provide as many people in Switzerland as possible with relevant knowledge for sustainable, successful investing—as a solid foundation on the path to greater financial freedom.

We are convinced that many investors today are losing money unnecessarily and failing to realize their full wealth potential—often due to a lack of independent and accessible financial education.

Your Financial Guide

Saving vs. Investing

In the long run, stocks yield significantly higher returns than a savings account.

Magic Triangle

Return, safety, liquidity—you can’t have more than two of them

Diversification

Reduces your risk—without affecting your returns

Asset Allocation

What Has the Greatest Impact on Your Investment Success

Rebalancing

Keeps your portfolio balanced

Understanding ETFs

Invest easily, affordably, and globally

Select an ETF

Several factors come into play—not just the cost

Buy an ETF

Get Your First ETF in Less Than a Minute

Über uns

“We don’t want to sell you a smart investment product or give you foolproof stock market tips.”

We, Stefan and Toni, are independent individual investors and the founders of this independent Swiss finance blog.

We realized we shared a passion for finance in 2017—one of us at work and the other thanks to a chance encounter in front of the coffee machine.

This was followed by scathing book reviews, critical assessments of financial theories—some more established than others—and—by Swiss standards—an unusually open discussion about our own investments.

Speaking of investments: We both follow a broadly diversified, long-term “buy-and-hold” strategy out of conviction, incorporating various asset classes.

And one more thing: We don’t want to sell you a “smart” investment product or give you “surefire” stock market tips. Instead, we actively support you in making the most of your money and becoming your own financial advisor.

...

Stefan

CO-FOUNDER OF A SWISS FINANCE BLOG

  • Bachelor of Business Administration (FH) / MAS in Real Estate, supplemented by practical continuing education as a financial advisor
  • In financial matters, guided by Markowitz’s portfolio theory and Kommers’ *Sovereign Investing*
  • follows a core-satellite strategy with a global equity portfolio consisting of ETFs and a mix of alternative investments
  • interested in travel, photography, and financial freedom
  • living with his family in Zurich
...

Antun (“Toni”)

CO-FOUNDER OF A SWISS FINANCE BLOG

  • M.Sc. in Mechanical Engineering from ETH / Master of Business Administration
  • In financial matters, influenced by Kommers’ *Souverän investieren* and the Fama-French five-factor model
  • invests in a global equity portfolio composed of ETFs
  • interested in sports, technology, and entrepreneurship
  • living with my family in the Zurich area