Last update: 8/22/2025
Whether you want to optimize your returns with a low-cost online broker, are interested in convenient investing with an innovative robo-advisor or are still looking for a suitable ETF for your portfolio. Here you will find our extensively tested recommendations, many with an attractive starting bonus for you! Disclaimer: Investing involves risks of loss.
Good to know
We want to give you a quick overview with the following product profiles. We will concentrate on the essentials – with a focus on the conditions. You can find more in-depth research in our separate review articles, which we have linked to. Either way, our aim is to provide you with the best possible support in choosing the right financial product for you. The providers are sorted alphabetically for each product category.
Tip: Before choosing a new provider, consider whether it really suits your individual needs. If this is only partially the case, check whether a combination of several providers offers the ideal solution for you. This way, you can get the best of different “worlds” – for example:
Swissquote for its huge ETF selection and powerful support
Saxo Bank with a convincing overall package, no custody account fees and a Swiss banking license
Interactive Brokers for securities on US stock exchanges and foreign currencies at rock-bottom prices
DEGIRO for ETFs on European stock exchanges at attractive flat rates
Yuh with commission-free ETF savings plans and fractional trading for equal tranches
neon for foreign payments with low fees via debit card
findependent for systematic wealth accumulation for your offspring & Co.
VIAC for your long-term 3a pension with a wide range of investments and fair fees
By the way: With different financial partners, you can not only save a lot of money, but also avoid a provider-related cluster risk.
If you want to trade ETFs & Co. yourself, you need a securities custody account. Specialized online brokers are often much cheaper than traditional banks, as the following selection clearly shows. You can find out how to find your favorite broker in our article “Best broker in Switzerland: 6 decisive factors you need to know”.
With more than 3 million investors, the Dutch price breaker DEGIRO is the largest broker in Europe and has had its own banking license since the merger with the German Flatex. DEGIRO has become particularly popular with its commission-free ETFs, which only incur a processing fee of €1.
No custody fees and no stamp duty
Well suited for small investors, as numerous super low-cost ETFs (core selection) are on offer with only a processing fee of €1 per trade…
… even more attractive for financially strong investors thanks to flat fees of max. €3 per ETF trade
Moderate exchange rate fees of 0.25%
Deposit protection of €100,000
DEGIRO bonus offer incl. conditions when registering via this partner link
🎁100CHF trading fees as a gift
Deposits and withdrawals only permitted in home currency CHF, even if foreign currency accounts in EUR, USD and GBP are now possible
No automatic savings plans
Interactive Brokers is an internationally award-winning US broker founded in 1977 with low prices and powerful tools.
No custody fees and no stamp duty
Attractive trading fees: e.g. fixed CHF 5 for ETF trading up to CHF 10,000 on European exchanges or from USD 0.35 (!) on US exchanges
Extremely low exchange rate fees of max. 0.002% (min. 2$)
Free foreign currency accounts
Fractional trading and automatic savings plans possible for selected ETFs and shares
High level of security thanks to separate custody of client funds and generous deposit protection
Excessively long response times for German- and English-language ticket inquiries (sometimes a week or more)
Saxo Bank, which is regulated in Switzerland and headquartered in Zurich, is a legally independent subsidiary of the Danish parent company of the same name, which was founded in 1992 and serves over 1.2 million clients worldwide.
Since the significant fee reductions in 2024 and 2025, it has offered a particularly attractive price/performance ratio for cost-conscious investors.
Wide range of products – including over 7,400 ETFs and 23,000 individual shares – on three selectable platforms, available both on desktop and mobile via app
No custody account fees
Attractive trading fees: from 0.03%, 0.05% or 0.08% depending on the account model, with a minimum fee (e.g. CHF 3 / USD 1), depending on the trading venue
Moderate exchange rate fees of 0.25%
ETF savings plans without purchase commissions
Free foreign currency accounts
Additional passive income possible through securities lending (optional)
Efficient, multilingual support
Swiss banking license and deposit protection of CHF 100,000
Saxo Bank bonus offer when registering via this partner link
🎁200CHF trading fees for free
No fractional trading
As the Swiss market leader, the pioneering domestic broker Swissquote offers an attractive overall package and scores particularly well with the largest range of ETFs for Swiss investors.
Comprehensive offering with over 3 million products, including a wealth of ETFs, tradable on numerous exchanges around the world
Fair flat rate of CHF 9/EUR/USD for ETF and equity trading on the SIX Swiss Exchange
Savings plan: Regular, automatic and constant investments (fractional trading) possible at entry-level rates from CHF 3
Free foreign currency accounts
Additional passive income possible through securities lending (optional)
Everything possible from a single source: trading & payment transactions with multi-currency account incl. free virtual debit card
Efficient, multilingual support
Swiss banking license and deposit protection of CHF 100,000
Swissquote promotional code: MKT_SFB
🎁Trading feesworth CHF 100 as a gift
Annual deposit fees of CHF 60 to 200 (cost ceiling)
Relatively high exchange rate fees of 0.95%
If you want to keep things simple, you can do without manual investing. Instead of an expensive bank advisor, we clearly prefer a digital robo-advisor. With the following three Swiss providers, you can put your portfolio into autopilot mode at low cost (based on passive ETFs or index funds).
The robo-advisor findependent is only available via the app. It is particularly suitable for investors who value low fees and are happy to do without bells and whistles.
Savings plan from CHF 100
Low entry barriers from as little as CHF 500
Attractive fee model: free up to CHF 2,000 investment amount, thereafter staggered annual fees of 0.29% – 0.40%; no fees on cash holdings
Very high degree of self-determination in portfolio construction
Investing for children or for different investment goals possible
Sustainability and asset classes “equities”, “bonds”, “real estate” to choose from
Swiss banking license and deposit protection of CHF 100,000
findependent promotion code: SFB20
🎁20 CHF starting bonus for free
The Selma robo-advisor is particularly suitable for investors who do not want to worry about the details at product level, appreciate the “sustainability” option and/or want to benefit from free AI-supported financial advice.
Savings plan from CHF 100
Sustainable alignment of the portfolio according to ESG principles possible at the touch of a button
Graduated annual fees: 0.47% – 0.68% (The tariff levels also take into account any sums invested in the integrated 3a pension).
Many asset classes: “equities”, “bonds”, “real estate”, “precious metals” and “private equity”
AI-supported financial advice possible (free of charge and optional)
Integrated pension solution 3a possible
Swiss banking license and deposit protection of CHF 100,000
Free demo version
Selma promotional code: sfbselma
🎁34 CHF starting bonus as a gift
No transparency regarding the underlying investment products
The Swiss fintech VIAC has been shaking up the pension market since 2017 with innovative solutions and attractive additional benefits – without paperwork, purely digital.
Since December 2024, it has also offered VIAC Invest, an attractive savings plan solution for free savings.
Low fees: total costs between 0.00% and 0.44% depending on the investment strategy
Attractive investments: broad selection of investment strategies with different equity ratios from 0 to 99% based on an investment universe of 70 index-based securities
High transparency: information on performance, costs and individual transactions available at any time
Intuitive platform: state of the art user-friendliness for both the smartphone app and the desktop version
1A support: competent service within a few minutes
Special offer for new VIAC customers:
🎁Lifelong fee waiver on the first CHF 1,000 of assets. Procedure in three steps:
VIAC Invest lacks several years of experience and a benchmark for the funds launched at the end of 2024
Neobanks are also on the rise in Switzerland. Their most important feature: a smartphone app that can be used to process all essential banking transactions digitally. This saves costs, which is reflected in significantly lower fees than with traditional banks. Neobanks such as neon or Yuh have no recurring costs for accounts, cards and custody accounts. This makes them ideal for combining with your existing house bank and/or online broker. online broker broker you trust.
With around 240,000 customers, neon is one of the most important neon banks in Switzerland. No wonder, because its range of services tailored to different needs is really something special! No fewer than four different plans are available to you, each with the option of a partner account. neon is particularly attractive when it comes to foreign payments by card. But neon’s savings plan trading platform also scores with low fees and some top ETFs.
Intuitive app for paying, saving and investing
Ideal for traveling and online shopping abroad: only 0.35% exchange rate surcharge when paying by card (applies to the basic offer without account management fees neon free; the exchange rate surcharges do not apply to the other three plans with account management fees)
Invest in top ETFs at low fees for trades up to CHF 1,000 (flat rate of 0.50%; also suitable for very small amounts as there is no minimum fee)
Automatic investing via savings plan possible (including with commission-free ETFs, but no fractional trading)
Invest exclusively in home currency CHF, i.e. no manual currency exchange necessary
Deposit protection of CHF 100,000
neon promotional code: neonSFB
🎁Trading feesworth CHF 100 as a gift (on the first three trades for two months from account opening)
Too expensive for larger investment sums due to linear price structure (exception: commission-free ETFs)
No multi-currency accounts
No fractional trading
Founded in 2021, Yuh is already the rising star of the Swiss neobank scene with over 300,000 customers. And rightly so. Because Yuh is super convenient and scores with an attractive overall package: multi-currency account, easy trading in autopilot mode and much more. Yuh has been a 100% subsidiary of Swissquote since July 2025.
Intuitive app for paying, saving, saving for the future and investing in a modern look and with a high level of convenience
Attractive conditions for payments and savings with numerous free services
Practical, fee-saving multi-currency account for 13 currencies
Investing at low commission fees for small tranches of around CHF 1,000 (flat rate of 0.50%, min. CHF 1)
Convenient investing with savings plan and in autopilot mode possible, now also with “free ETFs”, i.e. without Yuh transaction fee of 0.50%
Fractional trading (fractions of shares, share ETFs) possible for all investment products
Deposit protection of CHF 100,000
Yuh promotional code: YUHSFB
🎁 50 CHF trading fees + 250 Swissqoins for free
Expandable ETF offering
Too expensive for larger investment sums due to linear price structure (exception: commission-free ETFs)
Relatively high currency exchange fees of 0.95%
Alternative investments can make sense as an addition to equities, as they stabilize the traditional (equity) portfolio or make it less dependent on the performance of the stock market. In addition to real estate, commodities and crypto investments, these alternative investments also include collectibles.
Alternative investments play a particularly important role in a so-called core-satellite strategy: while the “core” of the portfolio usually consists of broadly diversified, low-cost index funds or ETFs, the “satellites” – i.e. the alternative investments – provide targeted return opportunities or additional diversification.
Worried about inflation or stock market turbulence? The rapidly growing Swiss start-up Splint Invest offers you the opportunity to add the alternative asset class “collectibles” to your portfolio conveniently via an app.
Invest as little as €50 in physical assets such as watches, art, wine or handbags
Expected return often over 10%
Different investment horizons from 2 to 10 years, depending on the collector’s item
Protection of investments in the event of a default by Splint Invest
Only transaction-related fees or no ongoing costs
Splint Invest promotion code: SFB60
🎁Invest risk-free in collectibles thanks to €60 starting bonus
Still little experience regarding effective yield
Passive exchange-traded funds, better known by the abbreviation ETF, are our favorite investment vehicle: cost-effective, broadly diversified and liquid. With more than 1,800 ETFs traded on the SIX Swiss Exchange alone, the range of products on offer is huge and it is difficult to keep track of them all. We have made a selection for you based on rational criteria that neither favors nor excludes certain providers. In the articles linked below, you will find exciting insights into the diverse world of ETFs and hopefully your dream ETF:
Disclaimer: Investing involves risks of loss. You must decide for yourself whether you want to bear these risks or not.
Errors excepted: We have written this page to the best of our knowledge and belief and update it on an ongoing basis. Our aim is to provide you as a private investor with objective and meaningful information on all aspects of finance. However, if we have made mistakes, forgotten important aspects and/or are no longer up to date, we would be grateful if you could let us know.
Cooperation: The provider links are so-called affiliate links. With most providers, you benefit from a commission as a new customer. At the same time, you support our blog. Thank you for your support!
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